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Ask about the possibility of a VA ASSUMABLE LOAN. 2020 BUILT HOME IN GATED LUCAYA LAKE CLUB — 4 BEDROOMS + OFFICE + LOFT! This 4 bedroom, 2. 5 bath home offers 2, 446 square feet of well-designed living space in one of Riverview’s most desirable gated communities. Inside, the OPEN-CONCEPT floor plan features VINYL FLOORING throughout the first floor, with plenty of natural light and BLINDS ON ALL WINDOWS to help keep the sun and heat out during hot Florida days. A dedicated office downstairs provides a great work-from-home setup, while the upstairs loft offers additional flex space for a media room, playroom, or second living area. The kitchen features a GAS RANGE, GRANITE countertops, SOFT-CLOSE SOLID WOOD CABINETRY, stainless steel appliances, REVERSE OSMOSIS PURIFICATION SYSTEM, large center island with bar seating, DUAL ICE MAKER, NEWER DISHWASHER, and recently installed garbage disposal. Upstairs, the primary suite includes TWO WALK-IN CLOSETS and a private bath with DOUBLE VANITY, dedicated vanity space, and a glass-enclosed walk-in shower with a NEW CUSTOM SHOWER DOOR. Updated plumbing fixtures, faucets, towel holders, NEW LIGHT FIXTURES, and newer ceiling fans have also been added throughout the home. The large SCREENED-IN LANAI includes a roll-down shade screen for added comfort, and the fully FENCED backyard offers plenty of space to enjoy. Additional features include a WHOLE HOUSE WATER SOFTENER SYSTEM, NEWER AC CONDENSER (2024), TANKLESS GAS WATER HEATER, new garage storage shelving, and a driveway resealed in October. A post-hurricane inspection confirmed no storm impact, and sellers report no loss of power during the 2024 storms. Residents of Lucaya Lake Club enjoy access to a 78-ACRE BOATABLE LAKE, RESORT-STYLE POOL with cabanas, fitness center, clubhouse, gated lakeside access, central park, playground, SPLASH PAD, and floating dock.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$424,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $339,920 | $339,920 | $339,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $582 | $582 | $582 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,121 | $2,800 |
| Total Monthly Payment | $2,693 | $2,778 | $3,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.