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Located in the gated 55+ community of Timber Pines, this well-maintained 2-bedroom, 2-bath home with a 2-car garage offers comfortable living in one of Spring Hill’s most amenity-rich neighborhoods. The garage features convenient sliding screened doors, and a welcoming front walkway leads to a covered front porch. Inside, the foyer showcases tile and wood-look laminate flooring, opening into a spacious living and dining room combination with plush carpeting. The living room is highlighted by a dramatic floor-to-ceiling bay window that fills the space with natural light, while the dining area features two sliding glass doors that open directly to the expansive rear sunroom. The kitchen is bright and functional with white tile floors, white cabinetry, white countertops on three sides, recessed lighting, all-white appliances, and a double sink positioned beneath a passthrough that overlooks the family room. A cozy breakfast nook with bay windows offers views of the backyard and includes sliding glass doors leading to the sunroom. The adjacent family room features wood-look laminate flooring, large windows, cathedral ceilings shared with the kitchen, and an open bar-style connection to the opposite side of the kitchen, creating an easy flow between spaces. The primary suite offers wood-look laminate floors, multiple windows, dual walk-in closets, and an ensuite bath with white tile floors, dual white vanities, white cabinetry, a window for natural light, and a step-in shower with glass doors, built-in bench, built-in shelving, and grab bars on three walls. The second bedroom includes carpet, a window, and a built-in closet, while the guest bath features a charming white-and-pink motif with white tile floors, white cabinetry and tub, a pink vanity counter, and pink tile in the tub/shower combo with glass sliding doors. The laundry room is conveniently located next to the guest bath and includes a utility sink and overhead storage. The oversized sunroom offers carpeted floors, three walls of windows, two sets of sliding glass doors, and a passthrough window to the kitchen, creating a bright and versatile space for relaxing or entertaining. Timber Pines residents enjoy an exceptional array of amenities including four golf courses, a clubhouse with dining and year-round social events, multiple pools, tennis and pickleball courts, a fitness center, performing arts center, billiards room, walking paths, and 24-hour guarded gate access, along with a vibrant calendar of clubs and activities. Conveniently located in Spring Hill, this home is also near Weeki Wachee Springs State Park for kayaking in crystal-clear waters and Pine Island Beach Park for Gulf sunsets and waterfront relaxation, offering a lifestyle that blends comfort, recreation, and connection to nature.
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $379 | $379 | $379 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,281 | $1,313 | $1,727 |
| Total Monthly Payment | $1,735 | $1,767 | $2,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.