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2 new AC units and a new roof!!! Welcome to 316 Talwood Trace in the highly desirable Julington Creek Plantationtation community of St. Johns, Florida. This beautifully designed two-story home offers 5 bedrooms, 3 bathrooms, and 2, 825 square feet of well-planned living space built in 2001. From the moment you arrive, the home presents a warm and inviting feel, with a smart floor plan that blends comfort, style, and everyday function.
Step inside through the entrance foyer and notice the rich tile and hardwood flooring that flows throughout the home. Crown molding adds an elegant touch, while the spacious living room centers around a stunning wood-burning fireplace with a detailed mantle, creating a cozy yet refined focal point. The layout is designed for easy entertaining, guiding you naturally from the living areas into the heart of the home--the kitchen. The updated kitchen features soft-closing drawers, a breakfast bar, pantry, and a bright breakfast nook that overlooks the outdoor space. A convenient built-in desk just off the kitchen provides a perfect workstation or planning area, keeping daily tasks organized and within reach. The front bedroom offers flexible use as a home office, adding even more versatility to the layout.
The split-bedroom design enhances privacy and comfort. The primary suite is a true retreat, featuring sliding glass doors that open directly to the pool area, a large walk-in closet, and a beautifully updated bathroom with a marble shower and outdoor access. Each additional bedroom is well-sized, offering comfort and functionality throughout the home.
Outdoor living is a true highlight. Step outside to a screened, heated in-ground pool with electric heat and a pool sweep, perfect for year-round enjoyment. The spacious patio and large backyard create an ideal setting for relaxing, entertaining, or enjoying outdoor activities. A three-car garage provides ample parking and storage, adding everyday convenience.
Located in the sought-after Julington Creek Plantationtation subdivision, this home enjoys access to exceptional community amenities, including a clubhouse, basketball court, children's pool, jogging paths, and trash service. The community is known for its well-maintained surroundings, active lifestyle options, and convenient access to top-rated schools, shopping, dining, and major roadways throughout St. Johns County.
With its spacious layout, heated screened pool, updated kitchen, elegant finishes, and access to outstanding neighborhood amenities, 316 Talwood Trace offers the perfect blend of comfort, style, and Florida living in one of the area's most established and desirable communities.
"Some pictures may be virtually staged. "
The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property.
"Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof. "
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $487,920 | $487,920 | $487,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $714 | $714 | $714 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,809 | $3,124 | $4,052 |
| Total Monthly Payment | $3,615 | $3,930 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.