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Welcome to 130 Berkshire Drive in the gated community of St. Thomas Point -- one of the few neighborhoods offering private boat ramp access, dock facilities, tennis court, and a play park, all wrapped into a vibrant, social setting with community events and clubs. Set on a beautifully landscaped 0. 35-acre lot, this 2017-built home blends Lowcountry lifestyle with thoughtful design. Spend your afternoons catching redfish and flounder from your backyard or simply relax on the spacious rear deck while herons and egrets glide across the water -- the perfect backdrop for summer cookouts and coastal evenings. Inside, the open floor plan is filled with natural light and designed for both everyday living and entertaining. The chef's kitchen is truly the heart of the home, featuring double ovens, a gas cooktop, center island with bar seating, and abundant prep space to make hosting effortless. For those seeking the hard-to-find primary suite on the main level with minimal steps, this home delivers. The spacious owner's retreat includes a massive walk-in closet and a private sitting room -- ideal for a second office, reading nook, or personal lounge. A designated private office at the front of the home provides additional work-from-home flexibility for dual office needs. Upstairs, generous secondary bedrooms offer comfort and privacy, while Bedroom 4 is a versatile flex space large enough for a guest suite, converted secondary master bedroom, or hobby room. An additional highlight includes a whole-home Aquasana water purification system. Located in a desirable setting close to shopping, dining, and everyday conveniences. This is more than a home -- it's a waterfront lifestyle in one of the area's most sought-after gated communities.
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Our Executive Mortgage Banker:
$1,198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $958,400 | $958,400 | $958,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.259% | 6.203% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,593 | $5,823 | $8,088 |
| Total Monthly Payment | $5,718 | $5,948 | $8,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.