1864 PROSPECT AVENUE, Orlando, FL, 32814 | $644,000

LIST PRICE BELOW APPRAISAL! SELLER OFFERING $10, 000 CREDIT TOWARD BUYERS CLOSING COSTS / PREPAIDS.
This meticulously maintained three-story townhome is strategically situated in the core of Baldwin Park, offering convenient pedestrian access to the downtown area's restaurants and retail stores. The unit also benefits from a central location providing an easy reach to the park, pool, clubhouse, and fitness center. Baldwin Park is renowned for its resort-style amenities, the beautiful Lake Baldwin, and nearby dog park.

This townhome boasts newly installed, high-grade luxury vinyl flooring and stairs, new railings, new baseboards, a fresh neutral paint throughout, updated light fixtures and ceiling fans, including refreshed switches, outlets, and plates. A very rare and notable feature of this residence is its private INDOOR ELEVATOR, which significantly simplifies the transport of groceries and other items to second and third floors. The kitchen is fully equipped with stainless steel appliances, including a newer refrigerator and a microwave featuring air fryer functionality. All bedrooms include an en-suite bathroom; furthermore, the primary bathroom offers a large garden tub and a newly installed glass shower enclosure. The HVAC unit was replaced in 2023 and incorporates a Green UV ultraviolet light system to promote superior air quality. The oversized two-car garage provides substantial additional space for storage. Additionally, the low-traffic alleyway provides convenient access to the rear-entry garage, facilitating deliveries, unloading, and vehicle washing. The private 2nd floor balcony is great for entertaining and enjoying the wonderful Florida summer nights! Baldwin Park is under an hour drive from Orlando's famous theme parks and east coast beaches.
** ACTIVE SECURITY SYSTEM AND CAMERAS ON PREMISIS **

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Closet
  • Year Built: 2009
  • Garage: 2-car Alley Access, Garage Door Opener, Garage Faces Rear, Ground Level, On Street, Open, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,434
  • Acreage: 0.03
  • Est. Taxes: $11,810
  • HOA Fee: $592 Monthly
  • Elem. School: Baldwin Park Elementary
  • Middle School: Glenridge Middle
  • High School: Winter Park High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6383275
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/O6383275/1864prospectavenue_orlando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 9:32:56 PM)
Listing courtesy of UNITED REAL ESTATE PREFERRED   Phone: 407-243-8840

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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1864 PROSPECT AVENUE, Orlando, FL, 32814

$644,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $515,200 $515,200 $515,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $984 $984 $984
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,966 $3,299 $4,278
Total Monthly Payment $4,042 $4,375 $5,354

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.