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Presented by
The MCM Team |
Timeless 1920s Charm Meets Modern Living in the Heart of Umatilla, Florida, the gateway to the Ocala National Forest. This spacious 5 bedroom, 4 bath home with NEW ROOF and so much space blends the craftsmanship and character of the 1920s with the space and functionality you've been searching for. From the moment you step inside, you’ll be pleasantly surprised. The welcoming bonus room / parlor just off the entry foyer makes a perfect home office, reading space, or creative studio. French doors open into a light-filled living room featuring painted hardwood flooring and a decorative fireplace that anchors the space with warmth and charm. The living room flows seamlessly into a generous dining area that comfortably accommodates a table for eight or more, creating an ideal setting for gatherings, celebrations, and everyday connection. The home is freshly painted inside and outside, and does need TLC here and there. The kitchen, featuring brand new appliances, offers a delightful French country feel with open shelving and a generously sized pantry to accommodate cookware, small appliances, and all your culinary essentials. It is both charming and practical, designed for real living. The primary bedroom suite is cozy and private, featuring travertine flooring, en suite bath, and its own private entrance that leads to a covered walkway and open patio with a fire pit. This outdoor space invites relaxation at the end of a long day and creates the perfect setting for quiet evenings under the Florida sky. The partially fenced yard offers space for gardening, play, or pets, all while maintaining minimal yard upkeep. Upstairs, you’ll discover an enchanting retreat complete with a spacious bedroom, full bath, and loft area. Whether used for guests, teenagers, crafts, gaming, or a creative escape, this flexible space adapts beautifully to your lifestyle. Back downstairs, three additional bedrooms provide ample room for family and guests, including a fully equipped in-law suite with its own private entrance and covered porch. The suite includes a full kitchen, living area with dinette, and a full bath, making it ideal for multi-generational living or potential income-producing opportunities. The location is equally impressive. You can walk to parks, the library, schools, and local restaurants, and enjoy a short bike ride or drive to Lake County Regional Park with walking trails, baseball and soccer fields, tennis courts, and even a dog park. You are approximately fifteen minutes to Mount Dora, thirty minutes to The Villages, fifty minutes to Orlando, and just about an hour to Daytona Beach. If you have been searching for space, character, craftsmanship, flexibility, and location all in one, this home delivers in every way. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
Sales Associate
William Raveis Real Estate
Phone: 203.733.7006
TheMcCarthyGroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $547 | $547 | $547 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,457 | $1,561 | $2,104 |
| Total Monthly Payment | $2,079 | $2,183 | $2,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.