3877 Laurel St, Saint Augustine, FL, 32084 | $699,900

Introducing True Blue – a high and dry coastal sanctuary in the heart of Vilano Beach, Florida, and an exceptional opportunity for both lifestyle seekers and savvy investors. This charming 4-bedroom, 2-bathroom beach cottage is currently operating as a highly successful Airbnb, offering immediate income potential with a track record of stellar guest reviews. Just a short stroll from the Atlantic Ocean and steps from the serene Intracoastal Waterway, True Blue invites you to experience the best of beachside living. Inside, you'll find a bright, open-concept layout perfect for entertaining, featuring a modern, fully-equipped kitchen with a generous island, a dining space that comfortably seats eight, and a cozy living room with a queen-size pull-out sofa. Each bedroom is thoughtfully designed for relaxation, with a luxurious king suite and three inviting queen rooms that comfortably accommodate up to 10 guests. Outside, a private fenced yard offers a peaceful oasis with a patio, BBQ grill, and plenty of space to unwind under the Florida sun—perfect for both families and pet owners. Located minutes from iconic St. Augustine and beloved local spots like Aunt Kate’s, this property blends the tranquility of a beach retreat with easy access to dining, culture, and entertainment. Whether you're looking for your new home on the coast, a beach getaway, or a high-performing turn-key vacation rental, True Blue is the rare gem that delivers it all. Don’t miss your chance to own a slice of Florida paradise with proven rental income and endless charm. Furnishings negotiable.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 4792
  • Year Built: 2018
  • Approx Sq. Feet: 1,344
  • Acreage: 0.11
  • Lot Size: 4792
  • Est. Taxes: $5,527
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 260945
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/260945/3877laurelst_saintaugustine_fl?source=qrflyer
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Listing courtesy of STA Realty LLC

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3877 Laurel St, Saint Augustine, FL, 32084

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $461 $461 $461
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,312 $3,493 $4,612
Total Monthly Payment $3,865 $4,046 $5,165

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.