5204 HAMMOCK POINTE COURT, St. Cloud, FL, 34771 | $600,000

DON'T MISS THIS ONE! Properties don't come up for sale often in the highly desireable community of Hammock Pointe! Especially on an almost 3/4 acre lot backed up to conservation land. The peace and tranquility are hard to find so close to shopping, restaurants, major medical facilities, as well as the airport, 417, and the turnpike. The home has 4 bedrooms and 3 baths on a split floor plan. The 10ft ceilings and 8ft doorways enhance the grand feel of the home. The primary bedroom has a spacious en-suite bathroom which includes double sinks, jacuzzi tub, and walk in shower. The kitchen has a beautiful island for your preperation or entertaining needs. Just off the kitchen is the large family room that has a view of the generous sized, fully screened, lanai. From the lanai, you have views of Fells Cove, wildlife, not to mention the various indigenous birds that visit daily. Freshly painted exterior and garage in April. New roof in May 2025. A. C. and Duct replacement in 2017 as well.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 123 x 209
  • Laundry: Inside
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,367
  • Acreage: 0.54
  • Lot Size: 123 x 209
  • Est. Taxes: $3,740
  • HOA Fee: $260 Semi-Annually
  • Condo Fee: $250 Semi Annual
  • Lot Desc: Cul-De-Sac, Oversized Lot, Sidewalk
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: S5144635
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/S5144635/5204hammockpointecourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/13/2026 2:34:55 AM)
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOL   Phone: 407-698-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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5204 HAMMOCK POINTE COURT, St. Cloud, FL, 34771

$600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,875 $3,031 $3,954
Total Monthly Payment $3,279 $3,435 $4,358

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.