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A rare opportunity to own a distinguished piece of Beaufort history, thoughtfully restored and elevated for modern living. Step back in time without sacrificing modern comfort in the Historic William Ritchie House, circa 1870, originally built by a Union soldier and beautifully restored for today's living. Perched high on "The Bluff" at 27 feet above sea level, this exceptional waterfront home offers sweeping southern views over the Beaufort River and Intracoastal Waterway-watch boats glide by from your expanded wrap-around porch. Completely renovated, the home seamlessly blends historic charm with thoughtful upgrades. Original long-leaf pine floors, restored Prairie windows, and the stunning original stained-glass front door preserve its character, while all wiring, plumbing, electrical, and mechanical systems have been updated. A new roof, new white front fence, professional landscaping, and custom gas lanterns at the entry and garage add timeless curb appeal. The first-floor primary suite opens through French doors to the porch overlooking the water and features a fully renovated spa-like bath. The kitchen boasts handsome granite countertops and all-new appliances. Custom drapes, a security system, a new sunroom, and beautifully refreshed interiors, professionally painted in 2025, complete the home's elegant presentation. Comfort is ensured year-round with updated HVAC systems (upstairs 2019, downstairs 2020, primary suite 2024). A newly constructed garage by Allan Patterson and Mike Sutton includes an apartment above with an excellent rental history-ideal for guests or income potential. The full brick basement with access from the sunroom offers additional storage and flexibility. This remarkable home has been featured on the Tour of Homes, is framed by mature citrus trees, including orange, kumquat, and grapefruit and boxwoods-adding a final touch of Southern charm.
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Our Executive Mortgage Banker:
$2,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,756,000 | $1,756,000 | $1,756,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.259% | 6.203% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,248 | $10,670 | $14,818 |
| Total Monthly Payment | $10,373 | $10,795 | $14,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.