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Located on sought after James Island, this beautiful two story home offers 3 bedrooms, 2. 5 bathrooms, and a detached two car garage. Jamestowne Village in centrally located on James Island and offers side walks and walking/jog trails. Step inside this home to find abundant natural light filling the open living spaces. A spacious family room (w/ wood burning fireplace) and kitchen provide an ideal layout for hosting guests or relaxing with family. Upstairs, the large primary suite offers plenty of room to create your own private sanctuary. Ensuite complete with dual sinks and garden tub shower combo. Out back, enjoy a screened in porch looking out in to your backyard with privacy fence and wooded backdrop-no rear neighbors, just nature and privacy. Whether you're entertaining, gardening orsimply relaxing the backyard offers a great escape. Just 6 miles into downtown Charleston w/ dinning and shopping and the Medical University of South Carolina. 6. 3 miles to Folly Beach. This home offers the perfect blend of convenience and tranquility. James Island is home to the 643 acre James Island County Park w/ these Amenities: Open meadows, Saltwater fishing* and crabbing, Playground, Seasonal spray play fountain, Miles of paved trails for walking, biking, and skating, Picnic spots with tables and grills, Dog park, Sand volleyball court, The Campground has 124 sites and 10 vacation cottages along the Stono River marsh, The Climbing Wall, Splash Zone Waterpark (seasonal), Team building and adventure learning programs at The Challenge Course, 18-hole disc golf course Bicycle, pedal boat, stand up paddle board, and kayak rentals, Covered shelters and meeting and reception facility rentals. Check out other James Island County parks such as the Melton Peter Demetre Park on the Charleston Harbor and others around the island.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,917 | $3,890 |
| Total Monthly Payment | $2,931 | $3,009 | $3,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.