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Presented by
Jane Wagner |
4086 GARDNER DRIVE, Port Charlotte, FL, 33952 | $415,000
Bring your boat and start enjoying true Florida waterfront living! This GULF ACCESS CANAL-FRONT POOL HOME WITHIN MINUTES TO OPEN WATER in PORT CHARLOTTE offers direct access to CHARLOTTE HARBOR with NO HOA AND NO CDD, giving you the flexibility and freedom that’s hard to find. Inside, the home features THREE BEDROOMS and TWO UPDATED FULL BATHROOMS WITH TILE WALK-IN SHOWERS, along with a spacious, functional layout designed for comfortable living and entertaining. The living and dining room flow together effortlessly to create an open central gathering space, while a SECOND SEPARATE LIVING ROOM provides additional flexibility for a media room, home office, or relaxed sitting area. Numerous windows throughout fill the home with NATURAL LIGHT, highlighting views of the lush backyard. The kitchen offers an OVERSIZED PANTRY WITH BUILT-IN SHELVING for exceptional storage. Step outside to your private retreat where the SCREENED-IN POOL AND PATIO SPAN OVER 1, 200 SQUARE FEET, with a pool OVER 8 FEET DEEP. Strategically placed FLORIDA GLASS PANELS create shaded areas on the patio, complemented by MOUNTED FANS ON THE LANAI, all surrounded by mature tropical landscaping. Boating enthusiasts will appreciate the PRIVATE DOCK AND 7, 000 BOAT LIFT (2020), allowing easy access to open waters within minutes before cruising to CHARLOTTE HARBOR for fishing, waterfront dining, or straight across to dine at FISHERMANS VILLAGE. Important updates provide long-term value and peace of mind, including a NEW ROOF (2023), NEW A/C SYSTEM (2024), UPDATED ELECTRICAL PANEL WITH SURGE PROTECTION (2021), and an IMPACT-RATED FRONT ENTRY DOOR (2015). Ideally located just 5 minutes from SUNSEEKER RESORT CHARLOTTE HARBOR, 10 minutes to DOWNTOWN PUNTA GORDA, and 15 minutes to PUNTA GORDA AIRPORT, this home offers the perfect combination of waterfront living and everyday convenience.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1961
- Heating: Electric
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,578
- Acreage: 0.22
- Est. Taxes: $4,467
- Lot Desc: FloodZone
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pool: In Ground, Screen Enclosure
- Appliances: Dishwasher, Freezer, Microwave, Range, Refrigerator
- MLS#: C7522450
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/C7522450/4086gardnerdrive_portcharlotte_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jane WagnerSales Associate
770.313.5254
Jane.Wagner@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4086 GARDNER DRIVE, Port Charlotte, FL, 33952
$415,000
Jane Wagner
Sales Associate
William Raveis Real Estate
Phone: 770.313.5254
Jane.Wagner@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,911 | $1,988 | $2,669 |
| Total Monthly Payment | $2,358 | $2,435 | $3,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388