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Welcome to paradise in the highly sought-after Mount Vernon community with open, million dollar bay views and gorgeous sunsets! This immaculate 2-bedroom, 2bath ground floor end unit with a carport offers the perfect blend of comfort, convenience and coastal charm. It is a rare opportunity for a bayfront, ground floor end unit to come on to the market and this one is in pristine move-in ready condition and is being sold turnkey furnished. From the moment you enter you will fall in love with the light filled open living and dining areas, beautiful decor, peaceful setting and expansive water views all the way out to the Longboat Key bridge and gulf. This condo is ready for you to enjoy the effortless Florida living in this well maintained and active 55+plus community known for it's spectacular waterfront and park like setting. Residents of Mount Vernon enjoy an active, resort-style lifestyle featuring a clubhouse, heated swimming pool, tennis and pickleball courts, bocce ball, shuffleboard, fitness center, walking and biking trails, a kayak launch and storage, a bayfront covered pavilion with grills, and a boat ramp providing access to the bay and individual boat slips with boat or RV storage with only a $25 one-time fee (when available, may be a waiting list). The community also offers workshop and hobby rooms along with a variety of social clubs and activities, creating a vibrant and welcoming atmosphere. Mount Vernon also offers an outstanding proximity to the region’s most desirable destinations including Anna Maria Island, Longboat Key and downtown Sarasota, making it easy to enjoy Sarasota’s cultural scene and the areas Gulf Coast beaches. Flood insurance is not required by the association and not included in the fees but the Seller does have a transferable flood policy that could be transered at closing. Whether you're looking for a full time residence or seasonal retreat this condo checks every box! Schedule your private showing before this gem is gone!
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Our Executive Mortgage Banker:
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$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $398 | $398 | $398 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,578 | $1,642 | $2,186 |
| Total Monthly Payment | $2,051 | $2,115 | $2,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.