12351 RIDGEDALE DRIVE, Hudson, FL, 34669 | $389,900

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home with a 2-car garage, perfectly positioned with a serene pond view and not located in a flood zone — offering both peace of mind and picturesque surroundings. Nestled inside a desirable gated community with sidewalks, this property includes cable, internet, and trash service in the HOA — delivering exceptional value, comfort, and convenience. From the moment you arrive, you’ll appreciate the charming curb appeal. Step inside to a welcoming layout featuring formal living and dining areas that seamlessly flow into the heart of the home — the kitchen, main dining space, and spacious family room. The kitchen is beautifully appointed with stone countertops, a coordinating backsplash, and abundant cabinet space, making it both stylish and functional. Sliding glass doors off the main living area flood the home with natural light and showcase tranquil pond views, creating the perfect indoor-outdoor connection. At the front of the home, you’ll find two guest bedrooms and a full guest bathroom — ideal for family or visitors. Toward the back of the home, an additional guest bedroom and the spacious primary suite provide privacy and comfort. The primary retreat features a spa-like en suite bathroom complete with a soaking tub, separate shower, dual vanity sinks, and a generous walk-in closet. Upstairs, a large loft offers incredible flexibility — perfect as a second living area, media room, guest suite, or even a potential fifth bedroom — complete with its own bathroom and closet. For everyday convenience, the laundry room is located at the front of the home and leads directly into the two-car garage. Step outside to enjoy your backyard oasis overlooking the peaceful pond — the perfect setting for morning coffee or relaxing sunset evenings. For added peace of mind, the home features a 2024 roof. Located just 20 minutes from the beach and close to the charm of Hudson you’ll enjoy easy access to local shops, boutiques, and restaurants — from casual waterfront seafood spots to cozy craft pubs and cafés.

Features

  • Amenities: Gated
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,495
  • Acreage: 0.15
  • Est. Taxes: $5,527
  • HOA Fee: $105 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: Moon Lake-PO
  • Middle School: Crews Lake Middle-PO
  • High School: Hudson High-PO
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8478992
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8478992/12351ridgedaledrive_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 12:27:05 AM)
Listing courtesy of NETWORTH REALTY OF TAMPA, LLC   Phone: 813-282-7444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12351 RIDGEDALE DRIVE, Hudson, FL, 34669

$389,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,920 $311,920 $311,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.545% 5.900%
Monthly Tax Payment $461 $461 $461
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,870 $1,946 $2,569
Total Monthly Payment $2,406 $2,482 $3,105

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.