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Under contract-accepting backup offers. Located within Placida Harbour Club, this first-floor, two bedroom, two and a half bathroom waterfront residence with nearly 2, 200 sq. ft. represents a rare opportunity for the discerning buyer to create a custom sanctuary at a tremendous value with private beach access to Little Gasparilla Island. This is the most competitively priced per square foot value in the community and this floor plan offers the versatility to be expertly reimagined as a three-bedroom residence, a refined conversion successfully embraced by other owners within the Placida Harbour Club to maximize both utility and value. The crown jewel of this ownership is the private ferry service aboard the “Island Passage II” to the Placida Beach Club on Little Gasparilla Island, offering miles of secluded Gulf-front beaches, a private island clubhouse, and a beachfront pool. . . an "Old Florida" escape accessible only to members and residents. Positioned to capture serene water views and refreshing salt breezes, this building with long boat basin views framed by mature landscaping has a brand new roof, fresh paint, new landscaping, elevator access, two-car under building tandem parking, and a spacious exterior storage closet for all your golf, boat, and beach essentials. The Placida Harbour Club has undergone an incredible transformation over the last four years. Residents enjoy an unparalleled amenity package including a brand new, fully remodeled deep-water marina, three heated pools, tennis and pickleball courts, and fitness facilities. This is a premier opportunity to build immediate equity in a sought-after community while designing a home that perfectly reflects your style. Note: Any and all improvements, renovations, alterations, or upgrades to the unit are subject to approval and compliance with the Association’s governing documents, rules, regulations, and applicable laws. Seller makes no representation or warranty that past or future modifications have been or will be approved by the Association or property management. Buyers are advised to independently verify all requirements with the HOA and property management prior to closing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $757 | $757 | $757 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,340 | $2,399 | $3,156 |
| Total Monthly Payment | $3,172 | $3,231 | $3,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.