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Welcome to 1097 Carll Drive in the heart of Bay Shore! This charming ranch-style home offers comfortable one-level living with endless potential to make it your own. Featuring 3 spacious bedrooms and 1 full bathroom, this home includes a bright living room, formal dining room, eat-in kitchen, and a versatile den—perfect for a home office, playroom, or additional entertaining space. The functional layout provides great flow for everyday living. The property also boasts an unfinished basement and unfinished attic, offering excellent storage and exciting expansion possibilities. A private driveway and attached garage provide ample off-street parking and convenience. Situated on an oversized 75 x 100 lot, this property offers a generous backyard with plenty of space for outdoor entertaining, gardening, or future enhancements. The large lot size is a rare find and adds tremendous value and flexibility. Ideally located in desirable Bay Shore, this home is close to the vibrant downtown area featuring a variety of shops, restaurants, and entertainment options. Enjoy nearby waterfront parks, the Bay Shore Marina, and convenient ferry access to Fire Island’s beautiful beaches. Commuters will appreciate proximity to the LIRR train station and major roadways, while local parks, schools, and community amenities further enhance the appeal of this well-situated neighborhood. Enjoy suburban living with convenient access to everything Bay Shore has to offer. Don’t miss this opportunity to own a well-located home with great bones and exceptional potential!
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Our Executive Mortgage Banker:
Our Insurance Division:
$688,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $550,400 | $550,400 | $550,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,168 | $3,296 | $4,425 |
| Total Monthly Payment | $4,260 | $4,388 | $5,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.