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Beautifully updated raised ranch located on the desirable Westside of Torrington with new granite block stone walkway and a one-car attached garage. Inside, the main level features brand-new flooring throughout, fresh paint, new fixtures, giving the home a clean, modern feel. The bright living room flows nicely into the eat-in kitchen, which has been upgraded with new appliances, countertops, sink, and garbage disposal. Just beyond, a large dining/family room provides the perfect space for gatherings, holidays, or relaxing at the end of the day. The main level also includes 3 spacious bedrooms and a beautifully renovated bathroom. Downstairs, the finished lower level adds incredible flexibility, featuring an additional room ideal for a guest space, playroom or bedroom, along with a half bath and another bonus room that can serve multiple uses including walk in closet or office. There is an additional work shop room and a room for the washer dryer and boiler. Major improvements add long-term value , including a new 50-year roof equipped with a roof heat strip system to help prevent winter ice buildup, new driveway, new rear stairs and railings, and recently serviced furnace. Outside, enjoy the fully fenced backyard, perfect for pets, gatherings, gardening, or creating your own private outdoor retreat. Ideally located just minutes from Route 4, Charlotte Hungerford Hospital, Torrington Country Club, shopping, restaurants, and the charm of Litchfield Green.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Upper |
| Eat-In Kitchen | Upper |
| Full Bath | Upper |
| Half Bath | Lower |
| Living Room | Upper |
| Primary Bedroom | Upper |
| Rec/Play Room | Lower |
| Study | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $630 | $630 | $630 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,642 | $2,159 |
| Total Monthly Payment | $2,306 | $2,347 | $2,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.