5014 DOWN COURT, St. Cloud, FL, 34772 | $699,000

Experience waterfront living in this impressive 3, 800 square foot Exbury floor plan by Landsea, offering 5 bedrooms, 3. 5 bathrooms, and a 3 car garage. Perfectly positioned on a premium homesite with expansive lake and canal views, this two-story residence combines space, functionality, and lifestyle in one of the most desirable settings in the area. From the moment you enter, the soaring ceilings and elegant stair railing create an open, welcoming feel that makes the home feel even larger and brighter.
The kitchen was thoughtfully designed for both everyday living and entertaining, featuring beautiful gray cabinetry, a modern white backsplash, stainless steel appliances, and an oversized island that serves as the centerpiece of the home. A custom-built walk-in pantry adds exceptional storage and sets this floor plan apart from others. The open layout flows seamlessly into the main living areas, all designed to maximize the natural light and showcase the stunning water views.
The primary suite is conveniently located on the first floor, offering privacy and comfort with peaceful water views to wake up to each morning. The spacious en-suite bathroom includes separate his and hers vanities, with a dedicated makeup area, dual oversized walk-in closets, additional linen storage, and a layout that feels both functional and luxurious without being overdone.
Upstairs, a generous loft provides flexible space that can easily be transformed into a game room, media room, home office, or additional lounge area. The home’s layout offers the perfect balance of shared gathering spaces and private retreats for family and guests alike.
Step outside to enjoy true Florida outdoor living. The extended paver patio with a built-in fire pit creates an ideal setting for relaxing evenings overlooking the water. The covered lanai allows you to enjoy the outdoors comfortably, even on rainy days. There is ample room to build a private boat dock, giving future owners the opportunity to park their boat right in their backyard. From here, you have access to the Alligator Chain of Lakes, connecting to multiple lakes for boating, fishing, and endless water recreation.
The community enhances the lifestyle even further with resort-style amenities, including a pool with splash pad, playground, open green spaces perfect for picnics, a designated fishing area, and a community boat lift. Residents can also enjoy kayaking through the scenic canals, making it easy to take full advantage of the waterfront setting.
This home offers the perfect combination of space, thoughtful upgrades, and outdoor lifestyle opportunities in a setting that truly feels special. It is a rare opportunity to own a spacious waterfront property with room to grow, both inside and out.

Features

  • Amenities: Park, Playground, Pool
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,854
  • Acreage: 0.16
  • Est. Taxes: $9,940
  • HOA Fee: $343 Quarterly
  • View: Water
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
  • MLS#: S5144543
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5144543/5014downcourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 12:28:08 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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5014 DOWN COURT, St. Cloud, FL, 34772

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $828 $828 $828
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,443 $3,627 $4,681
Total Monthly Payment $4,363 $4,547 $5,601

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.