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Sun-soaked pool days, long lake views, and a front-row backdrop of Shadow Wood’s North Course set the stage for this pristine residence at 10731 Wintercress Drive on a rare oversized half-acre homesite. The Covington floor plan offers 4 bedrooms plus a den, 3 full baths (including a pool bath), and a hard-to-find 3-car side-entry garage with 700+ sq ft of air-conditioned, insulated storage—perfect for everything from golf gear and bikes to prized sports cars. Inside, volume ceilings and an easy, welcoming flow lead to an impressive wall of 15-foot pocketing sliders that open wide to a covered lanai, creating effortless indoor-outdoor living you’ll actually use year-round. Desirable southeast exposure keeps the sparkling pool in full sun all day while maintaining a serene, private feel with peaceful lake views and golf-course scenery. The generously sized kitchen is ready for real life and entertaining with 42-inch wood cabinetry, extensive counter space, a prep island with sink, a built-in desk, and all-new appliances added in January 2025. A significant bonus here is future flexibility: the lot is nearly 50% larger than many in Shadow Wood with approximately 225 feet of frontage, positioned along the golf course rather than directly beside a neighboring home, offering the potential (subject to approvals) for a substantial addition—an appealing long-term value whether you want to expand the already large footprint or preserve strong added value to the sale of the property by a future buyer. Optional memberships elevate the experience even further with three championship 18-hole golf courses, nine Har-Tru tennis courts, bocce, and miles of beautifully landscaped paths for biking and evening strolls, plus exciting enhancements underway including a resort-style pool, dedicated children’s pool, six indoor pickleball courts, and poolside food and beverage service. The Commons Club adds private beach access and an exclusive beach pavilion, a staffed fitness center with classes and personal training, additional pickleball, a lap pool, spa and massage services, social activities, a playground, and a members-only restaurant. Coming in 2026, Shadow Wood’s Lifestyle Center is slated to bring resort-style pools, a poolside restaurant and bar, indoor pickleball, a new racquets pro shop, and a grab-and-go café—planned with no assessment to members—while you enjoy a prime location near Coconut Point, Miromar Outlets, Hertz Arena, Gulf Coast Town Center, premier medical facilities, white-sand beaches, renowned dining, and RSW Airport. Schedule your private showing today and come see how effortlessly this home lives.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,307,920 | $1,307,920 | $1,307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.361% | 6.203% |
| Monthly Tax Payment | $946 | $946 | $946 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,737 | $8,053 | $11,037 |
| Total Monthly Payment | $8,808 | $9,124 | $12,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.