905 Alcala Dr, Saint Augustine, FL, 32086 | $550,000

Welcome to 905 Alcala Drive, a beautifully updated concrete block home located just across the street from the Intracoastal Waterway in the desirable St. Augustine Shores community. Set on nearly half an acre with mature trees, low-maintenance landscaping, and a fully fenced backyard, this home offers over 2, 700 square feet of living space, including four bedrooms, three full baths, and a flexible layout designed for both comfort and functionality. Inside, you'll find a fully renovated kitchen with quartz countertops and stainless steel appliances, beautifully updated bathrooms, and an open-concept main living area that flows seamlessly for entertaining or everyday life. The floor plan offers two spacious bedroom suites on one side of the home, and two additional bedrooms sharing a full bath on the other. A large Florida room—cooled by its own dedicated AC unit—features surround windows that overlook the lush backyard oasis. Just off the back of the home, a private home office or guest suite includes its own full bath, ideal for remote work or extended stays. Step outside to enjoy a true backyard retreat with an outdoor kitchen, pergola for alfresco dining, a playground, and ample room to relax or entertain under the trees. Recent updates include a 2-year-old AC unit, a 5-year-old roof, and a 2-year-old solar panel system that keeps the electric bill at a steady $25/month. The home is located one block from the community park and pool, not in a flood zone, and just a five-minute drive from one of the area’s top-rated schools. St. Augustine Shores offers an unbeatable lifestyle with a low HOA that includes access to a clubhouse, pool, tennis courts, walking trails, a fishing pier, RV and boat storage, and the 32-acre Canopy Shores nature park. With its size, updates, location, and efficient systems already in place, 905 Alcala Drive is a rare find that delivers the best of Florida living—just minutes from downtown, the beaches, and all that St. Augustine has to offer.

Features

  • Amenities: Clubhouse,Community Dock,Golf,Community Pool Unheated,RV/Boat Parking,Tennis,Sidewalk
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 102x184x47x259
  • Style: Ranch,Single Family Home
  • Year Built: 1981
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 2,745
  • Acreage: 0.46
  • Lot Size: 102x184x47x259
  • Est. Taxes: $2,624
  • HOA Fee: $33
  • Boat Access: No
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 260931
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/260931/905alcaladr_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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905 Alcala Dr, Saint Augustine, FL, 32086

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.794%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,638 $2,745 $3,595
Total Monthly Payment $2,949 $3,056 $3,906

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.