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Presented by
Lauren Rosen |
105 Useppa, Captiva, FL, 33924 | $1,250,000
Hurricane proof? The fully renovated 3 bed/3-1/2 bath Egret Cottage, set among multi-million dollar homes, on Useppa’s east-facing beach, was one of only a handful of Useppa homes to emerge unscathed from Ian, Helene and Milton. Come enjoy Egret’s spectacular, ever-changing views from your very private aerie: the jaw-dropping sunrises, the dolphins and seabirds and the evening’s beautiful pink-hued skies. Plus, Egret’s location, half-way between the Collier pool and the marina, puts you close to the action but not in it.
Overview:
• Available fully furnished; repiped including addition of a Halo water purification system
• All openings have impact glass or electric hurricane shutters
• Slider openings have retractable screens, so there is nothing obscuring those amazing
views!
Custom kitchen spaces are equipped with:
• Two Subzero refrigerators
• Two Miele dishwashers
• Miele oven
• Wolf cooktop
• Nespresso Breville Espresso machine
Sleeping a total of eight, Egret’s very private spacious master bedroom floor, equipped with a king, is separated from the secondary bedroom floor, which is fitted w/ a queen, its own kitchenette and a decorator-magazine-worthy 4-bed custom built-in bunk room.
Each bedroom has an en-suite bath, and there is a half public bath on the communal floor
Egret’s water-facing deck with wide steps that carry you down to the beach is spacious enough for exercising, sunbathing or socializing
There are two covered outdoor seating areas: a pink path fronted porch equipped w/ a Weber Genesis Grill and a water facing porch thoughtfully fitted with electric rolling screens to protect you from those occasional flying pests
And Egret’s unique floor plan allows for the lower level to be closed off and rented as a separate two bedroom/two bath unit
Expenses:
UIP Monthly Assessment: $1, 622. 22
4/26-4/27 Frontline Insurance:
• Property/Wind: $6, 870. 54 PIF
• Flood (including non-resident surcharge): $1, 299 PIF
2025 Property Taxes: $8, 143. 35
Features
- Building Design: Townhouse
- Amenities: Bike And Jog Path,Bocce Court,Clubhouse,Community Boat Dock,Community Spa/Hot tub,Electric Vehicle Charging,Exercise Room,Fish Cleaning Station,Fishing Pier,Marina,Private Membership,Restaurant,Tennis Court
- Rooms: 1
- Bedrooms: 3
- Baths: 3 full / 1 half
- Style: End-Unit
- Development: NOT APPLICABLE
- Year Built: 1980
- Garage: 0.00
- Heating: Zoned
- Cooling: Ceiling Fans,Central Electric,Zoned
- Approx Sq. Feet: 1,850
- Acreage: 0.05
- Est. Taxes: $8,143
- HOA Fee: $1,622 Annually
- Lot Desc: Other
- View: Water
- Community Type: Boating
- Water Front: Yes
- Pet Policy: No Approval Needed
- MLS#: 226008972
- Website: https://www.raveis.com
/eprop/226008972/105useppa_captiva_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lauren RosenSales Associate
413.645.2011
Lauren.Rosen@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
105 Useppa, Captiva, FL, 33924
$1,250,000
Lauren Rosen
Sales Associate
William Raveis Real Estate
Phone: 413.645.2011
Lauren.Rosen@Raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.972% | 5.846% |
| Monthly Tax Payment | $679 | $679 | $679 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,600 | $5,915 | $8,237 |
| Total Monthly Payment | $6,404 | $6,719 | $9,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388