4850 WALNUT RIDGE ROAD, Land O Lakes, FL, 34638 | $599,000

Breathtaking Lakefront Views & Exceptional Privacy! Nestled in the heart of Land O Lakes, this stunning 5-bedroom, 4 bathroom home offers 3, 182 sq. feet of beautifully designed living space, including a spacious upstairs bonus room with private bath and sweeping lake views.
Located directly on the shores of a serene spring- fed lake and bordered by a conservation area, this home offers unmatched privacy and peaceful natural setting. From nearly every room, you will enjoy unobstructed views of a tranquil water and surrounding wildlife. The floor plan is thoughtfully designed with soaring ceilings, architectural details such as wall niches, columns, arches, and rounded corners and generously sized rooms throughout. The gourmet kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, a custom refrigerator with wood panels matching the cabinets, reverse osmosis water system, and a large walk-in pantry, The expensive primary suite boats two walk-in closets, elegant entry and stunning lake views-imagine waking up to sunrises over the water! Flexible indoor laundry options with hookups in both the mudroom and the converted craft/multi-purpose room. Separate office. Bonus room upstairs with private bath, walk-in closet, and panoramic views-ideal as a guest suite, office or media room, or fifth bedroom. Abundant storage and generous closet space throughout. 3 car-garage for even more storage. This stunning home features a new roof (2022), water heater (2023) , main heat pump (2025). Low HOA and no CDD fees. Outdoor Living at Its Finest; * East-facing backyard offers a cool, shaded retreat, ideal for outdoor entertaining* Mature Oak trees, gentle breeze off the lake, and natural landscaping invite birds and wildlife right to your doorstep* Natural boat lunch for canoes, kayaks, and boats with trolling motors* Strategically placed trees frame the view while enhancing privacy and serenity , Community perks: * Secure, gated neighborhood with two private entrances*Walking trails, basketball court, three parks, a playground, and sidewalks* Easy access to Hwy 41 and Hwy 54 via nearby Oakstead cut-through. This home effortlessly combines the feeling of lakeside getaway with the functionality, luxury, and upgrades of a year-round residence. Whenever you are entertaining, relaxing, or exploring the outdoors, this is a rare opportunity to own a truly special property. Don't miss your chance to make it yours!

Features

  • Amenities: Clubhouse, Gated, Park
  • Rooms: 9
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Inside
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,181
  • Acreage: 0.21
  • Est. Taxes: $4,033
  • HOA Fee: $96 Monthly
  • View: Water
  • Pet Policy: Dogs OK
  • Appliances: Dishwasher, Kitchen Reverse Osmosis System, Range, Refrigerator
  • MLS#: TB8480021
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8480021/4850walnutridgeroad_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 11:58:10 PM)
Listing courtesy of Vylla Home   Phone: 813-947-7996

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4850 WALNUT RIDGE ROAD, Land O Lakes, FL, 34638

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.345% 6.533% 5.783%
Monthly Tax Payment $336 $336 $336
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,835 $2,990 $3,913
Total Monthly Payment $3,263 $3,418 $4,341

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.