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2104 JUSTICE LANE, St. Cloud, FL, 34769 | $347,500
Looking for a 4-bedroom single family home in Anthem Park under 350K with major systems already updated and full community amenities? This 2016 Saint Cloud property offers 1, 931 square feet, a new roof in 2026, updated HVAC, water heater, fresh interior and exterior paint, and low HOA of 105 annually at 347, 500.
Welcome to 2104 Justice Lane in Saint Cloud, Florida 34769. Built in 2006 on a 5, 750 square foot lot, this 4 bedroom, 2 bathroom home combines functional space with long term value. The open concept layout creates seamless flow between living and dining areas, ideal for entertaining or everyday comfort. The spacious primary suite offers privacy, while three additional bedrooms provide flexibility for guests, a home office, or growing household needs.
Major upgrades include a brand new roof completed in 2026, HVAC only 3 years old, water heater 6 years old, and fresh interior and exterior paint so you can move in with confidence. The backyard offers space to relax or entertain, supporting both indoor and outdoor living. A 2 car garage and driveway provide convenient parking and storage.
Enjoy access to exceptional Anthem Park amenities including a resort style pool, clubhouse, fitness center, kid's playground, swing park, basketball court, volleyball court, and tennis courts. With HOA of only 105 annually and property taxes of 7, 453, the value extends beyond the home itself.
Conveniently located near shopping, dining, schools, major roadways, and the FL Turnpike, and just minutes to the Saint Cloud Lakefront, this property offers easy access to Melbourne and Cocoa Beach approximately 30 minutes away. Zoned Neptune Elementary, Neptune Middle, and Saint Cloud High .
If you are searching for a 4-bedroom single family home in Anthem Park that blends upgrades, location, and lifestyle, this opportunity is ready for you.
Schedule your showing today.
Features
- Amenities: Park, Playground, Pool
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside
- Style: Traditional
- Year Built: 2006
- Garage: 2-car Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,931
- Acreage: 0.13
- Est. Taxes: $7,453
- HOA Fee: $105 Annually
- Lot Desc: In County, Near Public Transit, Sidewalk
- Elem. School: Partin Settlement Elem
- Middle School: Neptune Middle (6-8)
- High School: St. Cloud High School
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: O6379368
- Days on Market: 70 days
- Website: https://www.raveis.com
/prop/O6379368/2104justicelane_stcloud_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2104 JUSTICE LANE, St. Cloud, FL, 34769
$347,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $278,000 | $278,000 | $278,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $621 | $621 | $621 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,712 | $1,780 | $2,327 |
| Total Monthly Payment | $2,408 | $2,476 | $3,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388