3211 RIVERSIDE DRIVE, Punta Gorda, FL, 33950 | $599,900

ON THE WATER AND TWO NEW BOAT LIFTS INCLUDED WITH THIS PROPERTY Rare waterfront income opportunity with two private 10, 000 lb boat lifts in Punta Gorda offering direct canal access to the Peace River and out to Charlotte Harbor. This exceptional duplex delivers the ultimate combination of lifestyle, location, and revenue potential in one of Southwest Florida’s most strategically positioned waterfront areas. Located just minutes from Punta Gorda Airport, the property is ideal for aviation professionals, private pilots, seasonal residents, and frequent travelers who value effortless departures and arrivals. By water, enjoy a short canal ride to the Peace River leading directly into Charlotte Harbor, providing access to world-class boating, fishing, waterfront dining, and Gulf access adventures. By car, you are approximately seven minutes to historic downtown Punta Gorda, known for its charming brick streets, boutique shopping, waterfront parks, farmers markets, biking trails, and year-round festivals and events. Each unit features 2 bedrooms, 1 bathroom, private in-unit laundry, fresh interior and exterior paint, new kitchen cabinetry and countertops, a 2023 roof, and new A/C systems for long-term peace of mind. The standout feature is the brand-new dual 10, 000 lb boat lifts—one dedicated to each unit—an extremely rare offering for an income-producing duplex and a powerful differentiator for both resale and rental demand. Live in one and lease the other, lease both seasonally or annually, or secure a waterfront retreat that generates income while you are away. Waterfront access, airport convenience, downtown proximity, and strong income potential—this is a strategic investment opportunity that does not present itself often. Water access. Airport access. Downtown access. Income potential. This is not just a duplex — it’s a strategic waterfront asset in one of Punta Gorda’s most desirable corridors. The property is being sold as one parcel.

Features

  • Bedrooms: 4
  • Units: 2
  • Laundry: Laundry Closet
  • Year Built: 1986
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,004
  • Acreage: 0.29
  • Est. Taxes: $5,069
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Appliances: Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7522368
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/C7522368/3211riversidedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2026 4:38:59 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-639-0090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3211 RIVERSIDE DRIVE, Punta Gorda, FL, 33950

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $422 $422 $422
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,839 $2,916 $3,890
Total Monthly Payment $3,353 $3,430 $4,404

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.