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Built by Medallion Homes and set on a premium preserve lot toward the quiet back section of Twin Rivers Reserve, this Caicos model delivers the feel of new construction without the wait or added expense. It was upgraded from day one and then thoughtfully enhanced even further, creating a finished product that stands apart from typical resale homes. From the moment you walk in, it’s clear this wasn’t built at entry level. Impact windows and doors offer real peace of mind. Foam insulation throughout the attic, including the garage, improves efficiency. Tile runs throughout the home with no carpet, and the office features upgraded luxury vinyl flooring. The kitchen is both functional and well-appointed, with upgraded cabinetry, upgraded countertops, a finished backsplash, and enhanced appliances including a dual baking oven. It opens naturally into the great room, where tray ceiling detail, crown molding, rope lighting, and custom fixtures create a polished, custom feel. A built-in electric fireplace with stacked stone, shelving, and cabinetry anchors the living space and adds character you simply don’t get in a standard build. One of the standout features of the Caicos floor plan is the bedroom layout. In addition to the primary suite, the home offers three spacious bedrooms, all with walk-in closets. One functions as a private ensuite, while the other two share a well-designed Jack and Jill bath. That flexibility is hard to find and allows for true guest privacy, a second home office, media room, or fitness space without sacrificing comfort. The primary suite continues the elevated finish with upgraded sinks, plumbing fixtures, and custom window treatments including plantation shutters and motorized shades. The laundry room was expanded during construction to create additional usable space, and added can lighting and upgraded fixtures throughout the home tie everything together. Out back, the screened lanai is built for year-round Florida living with a heated pool and spa overlooking a private preserve. The patio was extended beyond the cage to create a true sun deck, and the backyard is fully fenced with landscape curbing and lighting for added privacy and presence. Practical improvements matter here as well. The oversized three-car garage includes extended ceiling storage. Gutters surround the home. There’s a whole-house water softener and carbon filtration system, an electrical hookup for a portable generator, and exterior security cameras already in place. Twin Rivers Reserve offers gated entry, reasonable HOA fees, and no CDD, all in a location close to shopping, dining, and schools. Make sure you click on the virtual tour link and walk through the 3D tour. It’s the best way to truly appreciate the layout, the separation of space, and how well this home shows in person.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $840,000 | $840,000 | $840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.972% | 5.846% |
| Monthly Tax Payment | $789 | $789 | $789 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,704 | $4,969 | $6,919 |
| Total Monthly Payment | $5,618 | $5,883 | $7,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.