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1880 WHISPERING WAY, Tarpon Springs, FL, 34689 | $295,000
Virtually Staged. 2BR/2BA villa in Tarpon Springs, not a condo. End unit backing West Klosterman Preserve with garage, flood zone X, and major recent updates.
This 2-bedroom, 2-bath villa in Whispering Woods offers single-level living in an end-unit setting with no rear neighbors and preserve views. Built in 1987, this 1, 173 square foot home is part of a Planned Unit Development (PUD), not condominium ownership, which may matter for financing structure, ownership responsibilities and buyer preference.
Inside, vaulted ceilings and an open living and dining layout create a spacious feel, while sliding glass doors bring in natural light and connect the main living area to the screened patio overlooking protected green space. The kitchen remains visually connected to the main living area and benefits from strong natural light. Fresh interior paint and newer carpet support move-in ready condition. The split-bedroom layout creates separation between the primary suite and guest bedroom for visitors, shared living or flexible use. Washer and dryer convey.
Major system updates help reduce near-term maintenance concerns, including a roof replaced in 2023, HVAC system installed in 2023, and water heater replaced in 2025. A 1-car garage adds enclosed parking and storage. The HOA master policy covers exterior community responsibilities while owners maintain the interior.
Whispering Woods amenities include a community pool and tennis court. The $445 monthly HOA fee covers common area taxes, grounds maintenance, repairs, pest control, pool maintenance, private roads, recreational facilities, sewer, trash, and water. Community rules allow up to two pets with a maximum full maturity weight of 25 pounds each. Whispering Woods is not an age-restricted community.
Located a short drive from Fred Howard Park, Sunset Beach, downtown Tarpon Springs, the Sponge Docks, Gulf beaches, shopping, and dining. Key differentiators include not condo ownership, end-unit privacy, preserve backdrop, single-level layout, flood zone X location, garage, and recent major system updates.
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1987
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,173
- Acreage: 0.05
- Est. Taxes: $4,548
- HOA Fee: $445 Monthly
- Elem. School: Sunset Hills Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Cooktop, Dishwasher, Refrigerator
- MLS#: TB8478287
- Days on Market: 130 days
- Website: https://www.raveis.com
/prop/TB8478287/1880whisperingway_tarponsprings_fl?source=qrflyer
Listing courtesy of LPT Realty, LLC Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1880 WHISPERING WAY, Tarpon Springs, FL, 34689
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $379 | $379 | $379 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,434 | $1,490 | $1,960 |
| Total Monthly Payment | $1,888 | $1,944 | $2,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388