12980 HOLDENBURY LANE, Windermere, FL, 34786 | $589,900

Under contract-accepting backup offers. Welcome to 12980 Holdenbury Lane, a meticulously cared-for two-story pool home nestled in the highly sought-after community of Windermere Terrace. Offering 3 bedrooms, 2. 5 bathrooms, and a versatile office or flex space on the first floor, this residence delivers the perfect blend of comfort, flexibility, and timeless Florida living. From the moment you arrive, the manicured lawn, mature landscaping, and charming covered front porch create a warm and inviting first impression. Inside, an open and thoughtfully designed layout is filled with natural light, enhanced by neutral tones and beautiful wood-look tile flooring that flows seamlessly throughout the main living areas. The spacious great room connects effortlessly to the kitchen and dining spaces, creating an ideal environment for everyday living and entertaining. The kitchen is well-appointed with stainless steel appliances, rich cabinetry, a breakfast bar, a large pantry, and generous counter space designed for both functionality and gathering.
The primary suite, conveniently located on the first floor, offers a peaceful and private retreat featuring soft carpeting, elegant crown molding, and two walk-in closets. The ensuite bathroom includes dual vanities and a spacious shower, creating a comfortable and relaxing space to unwind. Upstairs, two additional bedrooms share a full bathroom and are complemented by a generous loft area, perfect for a media room, playroom, or additional lounge. The dedicated office or flex space downstairs provides endless possibilities, whether used for remote work, creative pursuits, or guest accommodations.
Step outside through the sliding glass doors into your own private outdoor sanctuary. The fully fenced backyard showcases a sparkling pool with a soothing waterfall feature, surrounded by lush tropical landscaping and a paved deck ideal for lounging, entertaining, or enjoying Florida’s year-round sunshine. Whether hosting gatherings, starting your morning poolside, or relaxing at the end of the day, this outdoor space is designed to be both peaceful and functional. Additional highlights include a two-car garage, interior laundry room, energy-efficient windows, and abundant storage throughout. The home’s clean, modern aesthetic and neutral finishes make it truly move-in ready while offering the perfect canvas to make it your own.
Ideally located in one of Central Florida’s most desirable areas, Windermere Terrace offers convenient access to top-rated schools, major highways, and an abundance of shopping, dining, and entertainment. Enjoy nearby favorites such as The Hangry Bison, Windermere Brewing Company, and Hawkers Street Fare, or explore Hamlin Town Center and Winter Garden Village for shopping, dining, and nightlife. World-renowned attractions including Walt Disney World Resort are just minutes away. Outdoor enthusiasts will appreciate proximity to Windermere Recreation Center, R. D. Keene Park, and the scenic Lake Butler Chain for boating, paddleboarding, and recreation. AdventHealth Winter Garden and Orlando Health Horizon West Hospital are also nearby, providing excellent healthcare access. Windermere Terrace residents enjoy wonderful community amenities including walking trails, a playground, dog park, and scenic lake views. With its prime location, private pool, and flexible living spaces, this exceptional home embodies the best of Florida living and presents a rare opportunity to own in one of Windermere’s most desirable communities.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2013
  • Garage: 2-car Alley Access, Driveway, Garage Door Opener, Garage Faces Rear, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,504
  • Acreage: 0.15
  • Est. Taxes: $4,454
  • HOA Fee: $150 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: Sunset Park Elem
  • Middle School: Bridgewater Middle
  • High School: Windermere High School
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6385797
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/O6385797/12980holdenburylane_windermere_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 9:36:38 PM)
Listing courtesy of LIVE MVRK LLC   Phone: 407-756-4563

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12980 HOLDENBURY LANE, Windermere, FL, 34786

$589,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,920 $471,920 $471,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.345% 6.533% 5.783%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,792 $2,944 $3,853
Total Monthly Payment $3,255 $3,407 $4,316

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.