4145 GARDNER DRIVE, Port Charlotte, FL, 33952 | $239,900

Prime Corner Lot in Port Charlotte – Charming 3BR/2BA Oasis with Solar-Powered Efficiency & Easy Boating Access! Discover the perfect blend of comfort, convenience, and coastal living in this inviting 3-bedroom, 2-bathroom home. Nestled on a desirable corner lot with exceptional curb appeal from mature, lush landscaping, it's just minutes from the Port Charlotte Beach Complex—featuring a public boat ramp, beach, park amenities, and direct access to the open waters of beautiful Charlotte Harbor. Energy-smart upgrades shine here: a newer roof topped with solar panels reduces utility bills while promoting eco-friendly living. Step inside to an open-concept layout ideal for entertaining, flowing seamlessly into a spacious kitchen boasting stainless steel appliances, generous cabinetry, upgraded lighting, and easy-care luxury vinyl plank flooring throughout. The massive screened lanai off the living and dining areas invites year-round relaxation and outdoor enjoyment. The primary suite features a beautifully updated ensuite bath for ultimate privacy and comfort, while two additional bedrooms and a stylish guest bath provide ample space for family or guests. Outside, your private retreat awaits: a large lanai for tranquil evenings, hurricane shutters for peace of mind, a handy storage shed, and a spacious yard ready for RV or boat parking. A neighborhood park sits is close by, with a boat launch just half a mile away—making waterfront adventures effortless. Prime location puts you minutes from Sunseeker Resort, the vibrant Murdock shopping and dining district, top parks, golf courses, fishing spots, and historic downtown Punta Gorda—home to fine dining, arts, festivals, and entertainment. This is the relaxed Southwest Florida lifestyle you've been dreaming of. Don't let it slip away—call today to schedule your private showing!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1958
  • Garage: Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,505
  • Acreage: 0.28
  • Est. Taxes: $4,179
  • Lot Desc: Corner Lot
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7522374
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/C7522374/4145gardnerdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/10/2026 5:36:14 AM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4145 GARDNER DRIVE, Port Charlotte, FL, 33952

$239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,920 $191,920 $191,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $348 $348 $348
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,135 $1,182 $1,567
Total Monthly Payment $1,558 $1,605 $1,990

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.