|
|
Presented by
Rose Ciardiello |
SPECTACULAR YEAR-ROUND WATERFRONT PROPERTY A rare opportunity to enjoy the unmatched lifestyle of waterfront living with sweeping panoramic views of the sea. Designed to maximize water views from nearly every main-level room, this seaside retreat offers an open floor plan ideal for entertaining, featuring a light-filled kitchen, dramatic two-story living room with cathedral ceiling and wood-burning fireplace, and sliders to an expansive deck. The first-floor master suite offers one-floor living with walk-in closet, full bath, and deck access overlooking the water; laundry is also on the main level. Upstairs includes additional bedrooms, a large bonus/recreation room, and multiple loft spaces; perfect for a home office, gym, or studio. Step outside to a lush lawn, spacious patio, and stairs to the water; ideal for relaxing, entertaining, and making memories in every season. Set on a 1/4-acre lot with approx. 60' of frontage on Long Island Sound, the home sits high above the flood hazard plane and is protected by a brand new seawall-NO FLOOD INSURANCE REQUIRED. The current owner has made significant improvements, including all newly renovated bathrooms and major infrastructure updates. Additional features include central A/C, wood floors throughout, deck with two awnings, 2-car garage (plus one bay is tandem, excellent storage, full dry basement, generator transfer switch. Originally a 1910 home, it was torn down and rebuilt by a previous owner. Current owner has made numerous, high-value improvements and upgrades since purchasing in 2022, including but not limited to a NEW seawall ($400K), NEW roof and gutters, full interior repaint, approximately $140K in landscaping, fencing and railings, NEW garage doors, and updated bathrooms throughout. Additional upgrades have been completed. Ask listing agent for a detailed list of improvements.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 8.9 x 12.7 | Main |
| Bedroom 2 | Built-Ins,Hardwood Floor | 14.1 x 16.2 | Upper |
| Bedroom 3 | Hardwood Floor | 9.3 x 10.3 | Upper |
| Dining Room | Cathedral Ceiling,Balcony/Deck,Sliders,Hardwood Floor | 15.1 x 18.7 | Main |
| Kitchen | Breakfast Bar,Built-Ins,Eating Space,Tile Floor | 11.6 x 18.0 | Main |
| Living Room | Cathedral Ceiling,Balcony/Deck,Dining Area,Fireplace,Hardwood Floor | 14.6 x 18.7 | Main |
| Loft | Built-Ins,Hardwood Floor | 16.2 x 16.7 | Upper |
| Primary Bedroom | Balcony/Deck,Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | 14.5 x 19.9 | Main |
| Rec/Play Room | Hardwood Floor | 18.9 x 22.1 | Upper |
| Study | Hardwood Floor | 8.2 x 8.2 | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$2,775,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.314.6269
Rose.Ciardiello@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,220,000 | $2,220,000 | $2,220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.750% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.878% | 5.732% | 5.555% |
| Monthly Tax Payment | $2,029 | $2,029 | $2,029 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,581 | $12,780 | $17,992 |
| Total Monthly Payment | $13,735 | $14,934 | $20,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.