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Welcome to 12 Collins Drive, ideally located in the desirable West Haven Center area of West Haven. Set on a private, just under half-acre slightly treed lot, this property offers a wonderful opportunity for buyers looking to bring their vision and creativity to life. The exterior features a double-width driveway and a carport, providing ample parking and convenience. Inside, you'll find 1, 152 square feet of living space with an open floor plan ready to be reimagined. The home offers three bedrooms, one full bath, and one-half bath, along with generous closet space and hardwood flooring throughout the main level. A partially finished 392 square foot front-to-back family room in the basement adds valuable additional space, ideal for a future recreation room, home office, or media area. The subject does require your DIY skills-bring your tools and let your imagination run wild. With its spacious lot, solid layout, and prime location, this home presents an excellent opportunity to build equity and create the home you've always envisioned
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Main |
| Bedroom 2 | Hardwood Floor | 12.0 x 12.0 | Main |
| Family Room | 15.0 x 27.0 | Lower | |
| Kitchen | Eating Space,Hardwood Floor,Vinyl Floor | 12.0 x 22.0 | Main |
| Living Room | Hardwood Floor | 14.0 x 12.0 | Main |
| Primary Bedroom | Half Bath,Hardwood Floor | 13.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $251,920 | $251,920 | $251,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $569 | $569 | $569 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,551 | $1,591 | $2,092 |
| Total Monthly Payment | $2,195 | $2,235 | $2,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.