74 Lois Lane, Monroe, NY, 10950 | $405,000
FRESHLY PAINTED !! AND OTHER TOUCH-UPS! Charming 2-Bedroom Home with Bonus 3rd Bedroom in Basement Welcome to your new home at 74 Lois Ln, Monroe, NY! This charming 2-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience in a peaceful suburban setting, with the added bonus of a third bedroom in the basement. Key Features: Spacious Interior: Step inside to discover a well-designed layout with an open living and dining area, providing plenty of space for relaxation and entertainment. Modern Kitchen: The updated kitchen features sleek countertops, stainless steel appliances, and ample cabinet space. It's a chef's delight! Cozy Bedrooms: Two cozy bedrooms on the 2nd floor provide comfortable spaces for rest and relaxation. Bonus Bedroom: Venture to the basement, where you'll find a spacious third bedroom, perfect for use as a guest room, home office, or additional living space. Outdoor Oasis: Enjoy the outdoors in your private backyard, perfect for family gatherings, barbecues, or simply unwinding after a long day. Convenient Location: Located in a tranquil neighborhood, you'll have easy access to local schools, shopping centers, and parks. Commuting is a breeze with nearby highways and public transportation options. Pet-Friendly: Pet lovers rejoice! This home is pet-friendly, so you can bring your furry friends along. Don't miss out on the opportunity to make this delightful Monroe property your new home sweet ! This property won't stay on the market for long!
Features
- Parking: Driveway
- Heating: Baseboard, Natural Gas
- Cooling: Central Air
- Amenities: Park
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Inside
- Year Built: 1995
- Common Charge: $295 Monthly
- Approx Sq. Feet: 1,168
- Est. Taxes: $6,700
- Lot Desc: Near Public Transit, Near School, Near Shops
- Elem. School: Pine Tree Elementary School
- Middle School: Monroe-Woodbury Middle School
- High School: Monroe-Woodbury High School
- School District: Monroe-Woodbury
- Appliances: Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Gas Water Heater, Oil Water Heater
- MLS#: 958959
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/958959/74loislane_monroe_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
74 Lois Lane, Monroe, NY, 10950
$405,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $558 | $558 | $558 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,943 | $2,021 | $2,669 |
| Total Monthly Payment | $2,576 | $2,654 | $3,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535