A Beautiful Sprawling Expanded Ranch On Oversized . 46 Acre Manicured Property, Auto Enthusiast/Car Collector/Mechanic's Dream With An Oversized Attached Garage And Second Driveway To A Lower Level Garage & Heated Space For An Additional Two To Three Cars, And The Highly Sought After Smithtown School District Make This Home A Must See & Absolutely The Home That You Have Been Waiting For! Beautiful Curb Appeal - Set Well Back From The Road, Wrapped In Tall Shade/Privacy Trees, A Belgium Block Lined Oversized Driveway Leads To The Charming 20' Covered Front Porch & Into The Home Offering A Warm & Inviting, Comfortable Floorplan - A Welcoming Formal Entrance Foyer Offers Luxury Vinyl Plank Flooring & Opens Into The Formal Living Room & Kitchen. . . The Inviting, Comfortable Formal Living Room (Currently Set Up As A Dining Room) Offers A Floor To Ceiling Brick Wood Burning Dual Sided Fireplace (In The Great Room As Well), Hardwood Floors, Beautiful Bay Window For Natural Light & Ample Room For Furniture. The Upgraded Eat In Kitchen Offers Three Walls Of White Raised Panel Cabinetry, Ample Storage & Counter/Serving Space, Subway Tiled Backsplash, Stainless Steel Appliances (Three Year Old GE Refrigerator With Water & Ice Maker, Three Year Old Whirlpool Oven & Built In Microwave Oven, And Three Year Old GE Dishwasher), Built In Double Closet With A One Year Old GE Front Loading Washer & Dryer & Additional Storage), Luxury Vinyl Plank Flooring, Recessed Lighting & A Separate Large Dinette Area With Luxury Vinyl Plank Flooring, Double Window For Natural Light & Ample Room For A Good Sized Table & Chairs. Barn Doors Off Of The Kitchen Lead To The Spectacular Great Room/Family Room Offering Soooo Much Space For Entertaining Friends, Soaring Ceilings, A Beautiful Focal Point Brick Wood Burning Fireplace, Hardwood Floors, Recessed Lighting, Ample Room For A Large Seating Area/Furniture & French Doors To A 36' x 12' Covered, Screened Porch (Perfect For Outdoor Entertaining) & The Backyard. There Is Also Access To A Lovely Half Bathroom/Powder Room & The Oversized Attached Garage. The Hallway To The Bedrooms & Full Bathroom Offers Hardwood Floors & Two Linen Closets, The Well Sized Inviting & Comfortable Primary Bedroom Offers Beautiful Crown Moldings, Hardwood Floors, A Double Window & Second Window For Natural Light, Double Sized Closet And Ample Room For Furniture, The First Guest Bedroom Is Well Sized With Hardwood Floors, Double Window For Natural Light, Double Sized Closet & Ample Room For Furniture, The Second Guest Bedroom Is Also Well Sized With Hardwood Floors, A Double Window For Natural Light, Double Sized Closet & Ample Room For Furniture, And The Lovely Full Bathroom Offers A Stone Topped White Shaker Style Vanity, Full Bathtub With Ceramic Tiled Accents & Accent Border & Diagonal Ceramic Tiled Floor. The Full Basement Is An Auto Enthusiast/Mechanic's Dream With A Second Driveway & Garage Door Offering Heated Space for Two To Three Cars (Besides The Attached One Car Garage) And Could Easily Be Converted To Additional Living Space With An Outside Entrance, Plus A Separate Unfinished/Storage Area & Utilities. The Very Private, Fully Fenced (PVC Fencing) Large Backyard Is Wrapped In Privacy Hedges, Leland Cypress, Offering Ample Space For Entertaining & Adding An In Ground Pool, The Large Enclosed Screened Porch, Two Sheds & A Five Zone Sprinkler System. Additional Features Include: All Andersen Windows, Solid Wood Raised Panel Doors, Two Attics, Lots Of Closets/Storage Spaces, 3 Zone Heating, Certainteed Cedar Shake Style Front Siding, Updated Cesspools (2010) & Much, Much More! Hurry To See This One Of A Kind Sprawling Expanded Ranch On Stunning . 46 Acre Property Close To Shopping & Major Roadways, And Perfect For The Car Collector/Mechanic. . . It Will Not Last!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $615,920 | $615,920 | $615,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $1,091 | $1,091 | $1,091 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,546 | $3,689 | $4,951 |
| Total Monthly Payment | $4,728 | $4,871 | $6,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.