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Positioned in one of the most desirable locations within the gated Central Commons community, 106 Hemingway offers privacy, convenience, and thoughtful updates in a well-maintained 2-bedroom, 2. 5-bath townhome spanning approximately 1, 480 square feet. Ideally situated near the community entrance and mailboxes, this unit also enjoys peaceful pond views from the private rear deck -- a premium placement within the neighborhood. Inside, the main level is designed for comfortable day-to-day living with durable tile flooring and an easy, open flow between the living, dining, and kitchen spaces. The kitchen has been refreshed with 2024 appliances and practical under-cabinet rack storage, providing both functionality and efficiency for everyday use. A convenient powder room completes the first floor. Upstairs, both bedrooms feature en-suite full baths, creating flexible living arrangements for owners, guests, or roommates. The centrally located laundry area adds convenience, and the washer and dryer convey. Additional attic storage with pull-down access offers valuable overflow space. Outdoor living is a highlight, with a private back deck overlooking the neighborhood pond, creating a quiet setting to unwind. The home is also equipped with installed cat screens for pet-friendly fresh air and new living room blinds for a clean, updated finish. The roof was replaced in 2008. Residents of Central Commons enjoy a gated setting with amenities that include a dog park, playground, basketball court, and community pond, all just minutes from Summerville's shopping, dining, and major commuter routes. Two dedicated parking spaces convey. Key Features: Gated Central Commons community 2 bedrooms | 2. 5 baths 1, 480 square feet Private pond-view deck 2024 kitchen appliances Under-cabinet storage racks New living room blinds Installed cat screens Two dedicated parking spaces Community dog park, playground, basketball court & pond
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Our Executive Mortgage Banker:
$259,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,999 | $207,999 | $207,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,214 | $1,281 | $1,686 |
| Total Monthly Payment | $1,289 | $1,356 | $1,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.