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One or more photo(s) has been virtually staged. Experience a unique blend of architectural character and modern convenience in this 4 bed, 2. 5 bath home in the Villages of Lake St Charles with NO CDD!! While other models squeeze several small bedrooms into similar square footage, this home was designed for livability and comfort. The Palladian-style window and two-story foyer flood the home with natural light, creating a warm, welcoming first impression. The main floor features a versatile floor plan that flows through decorative archways, including 3 distinct living zones - dining room, living room and a BONUS ROOM that would perfectly adapt to your lifestyle - ideal for a play area, home office, game room.
The heart of this home is the EAT-IN KITCHEN with GRANITE countertops, an ISLAND/BREAKFAST BAR with integrated outlets and storage, soft-close cabinetry, mosaic backsplash and a dedicated PANTRY CLOSET. The bedrooms are privately situated on the upper level. The primary suite includes a soaking tub, a separate toilet closet, shower and two walk-in closets.
This home works as hard as it plays with thoughtful storage solutions, including “hidden” under-stair STORAGE and a spacious indoor LAUNDRY ROOM. Positioned off the garage, the laundry room serves as the perfect “drop zone/mudroom” and transition point for shedding wet shoes and coats before entering the main living areas. Don’t miss the opportunity to own a home that perfectly balances architectural details with the practicalities of modern life. AC ONLY 4 YEARS OLD. Stop fighting new construction timelines and high CDDs. Schedule your private tour today!
CONVENIENTLY LOCATED just 20 miles from MacDill Air Force Base; 4. 3 miles from the Selmon Expy; 2. 5 miles from a Publix; Less than 1 mile from Winn Dixie
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,200 | $335,200 | $335,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $184 | $184 | $184 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,983 | $2,091 | $2,737 |
| Total Monthly Payment | $2,242 | $2,350 | $2,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.