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Spacious two-story home offering 5 bedrooms, 2. 5 bathrooms, a dedicated office/flex room, and approximately 2, 952 heated square feet in a quiet Winter Haven community. The kitchen features granite countertops (2021), a center island, large pantry, abundant cabinetry, and newer stainless-steel appliances, including a WiFi-enabled smart refrigerator. The kitchen opens to a generous living area, creating an ideal layout for everyday living and entertaining. A formal dining room, half bath, and versatile office/flex room (possible 6th bedroom) complete the main level. A storage closet under the stairs plus multiple additional closets provide excellent storage throughout. Upstairs includes all five bedrooms plus a spacious loft overlooking the foyer. The primary suite features vaulted ceilings, a garden tub, separate shower, and ample closet space. Secondary bathroom includes a tub/shower combination. Laundry hookups are conveniently located upstairs for added functionality. Major updates include a NEW roof, NEW A/C units (2022), updated water system, and solar panels (solar to be assumed by buyer). The fully fenced backyard offers a concrete patio, fire pit area, and newly seeded lawn areas. A concrete wall at the rear of the property adds privacy and helps minimize traffic noise. The neighborhood features paved sidewalks, street lighting for evening walks, and two community ponds — including one across the street where fishing is permitted. Conveniently located near schools, lakes, shopping, dining, and major roadways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,793 | $2,358 |
| Total Monthly Payment | $2,213 | $2,257 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.