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Discover this beautifully maintained, nearly new, 2-bedroom home with a flexible office/den (including a closet), 2 bathrooms, and a built-in 2-car garage, located in the well-appointed community of Ocala Preserve. Residents enjoy access to exceptional amenities, including a golf course, multiple clubhouses, and resort-style pools, and a restaurant/bar on the premises, all within a serene, guard-gated neighborhood designated for 55+ occupancy. The home features tile, carpet, and Luxury Vinyl Plank (LVP) flooring, and quality finishes throughout. A private, fenced yard provides additional outdoor space suitable for relaxation, entertaining, or accommodating your four-legged loved one. Offering many of the advantages of new construction — including a one-year home warranty, and lender financing assistance — this residence also includes thoughtful upgrades and finishing touches that enhance both comfort and style. If you’re seeking a well-cared-for home in an amenity-rich community, this property presents a wonderful opportunity. Contact me to schedule a private showing and learn more about making this home yours. *** Refrigerator shown in kitchen photos, does not convey. Owner will replace. ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,665 | $2,177 |
| Total Monthly Payment | $2,167 | $2,231 | $2,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.