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Presented by
Jane Wagner |
122 VALDIVA STREET, Punta Gorda, FL, 33983 | $330,000
PRICED TO SELL – FIRM AND PACKED WITH POTENTIAL IN DEEP CREEK!
ATTENTION FIRST-TIME HOMEBUYERS AND SAVVY INVESTORS — this is the VALUE OPPORTUNITY you’ve been waiting for. This TRUE 4-BEDROOM home with OVER 2, 000 SQ FT is priced STRATEGICALLY and the PRICE IS FIRM. The home NEEDS TLC, but that is exactly where the EQUITY and UPSIDE live. With cosmetic updates and your personal vision, this property can be transformed into a BEAUTIFUL PRIMARY RESIDENCE, STRONG RENTAL, or PROFITABLE FLIP.
For FIRST-TIME BUYERS, this is your chance to get into a desirable, deed-restricted community at a price that allows you to RENOVATE OVER TIME and BUILD WEALTH instead of paying top dollar for someone else’s finishes. For INVESTORS, the size, layout, and location make this a SOLID RETURN opportunity in a consistently desirable area.
Inside, you’ll find SOARING VAULTED CEILINGS and a desirable SPLIT FLOOR PLAN that offers both space and privacy. The OPEN-CONCEPT living and dining areas provide a BLANK CANVAS ready for modern upgrades. The spacious eat-in kitchen features AMPLE COUNTER SPACE, BREAKFAST BAR, PANTRY, and NOOK flowing into the family room — a layout today’s buyers love.
The PRIMARY SUITE includes TWO WALK-IN CLOSETS and a generous en-suite bath with DUAL VANITIES, GARDEN TUB, and SEPARATE SHOWER. All bedrooms have WALK-IN CLOSETS — a rare and valuable feature for resale or rental appeal. Additional highlights include a dedicated laundry room, DOUBLE-DOOR FRONT ENTRY, and a NEWER HOT WATER HEATER.
Enjoy a peaceful GREENBELT VIEW in the QUIET, WELL-MAINTAINED, and FAMILY-ORIENTED community of Deep Creek. With LOW HOA FEES, pride of ownership, and close proximity to parks, trails, golf courses, boat ramps, Charlotte Harbor, Gulf beaches, shopping, dining, and QUICK ACCESS TO I-75, the LOCATION only strengthens the long-term value.
This home is NOT priced for perfection — it’s priced for OPPORTUNITY.
SERIOUS SELLER. FIRM PRICE. STRONG POTENTIAL.
Schedule your showing before someone else secures the deal.
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Laundry: Laundry Room
- Style: Florida, Mediterranean
- Year Built: 2001
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,260
- Acreage: 0.22
- Est. Taxes: $5,671
- HOA Fee: $200 Annually
- Lot Desc: Greenbelt
- View: Park/Greenbelt
- Elem. School: Deep Creek Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4683718
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/A4683718/122valdivastreet_puntagorda_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jane WagnerSales Associate
770.313.5254
Jane.Wagner@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
122 VALDIVA STREET, Punta Gorda, FL, 33983
$330,000
Jane Wagner
Sales Associate
William Raveis Real Estate
Phone: 770.313.5254
Jane.Wagner@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,520 | $1,581 | $2,122 |
| Total Monthly Payment | $2,068 | $2,129 | $2,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388