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Located in a sought -after neighborhood close to highways and all amenities, this handsome, sunny home with two bay windows has been well cared for and updated often with quality materials and workmanship. This includes sandblasting of the radiators to eliminate any lead. There are nine rooms including a bedroom suite on the second floor. With 3 bedrooms upstairs and one on the first floor, the uses are endless. The updated kitchen is attractive, efficient and open to the dining room through a broad opening. Most spaces have hardwood flooring. The back yard has been fenced for privacy. Interior and exterior cameras are in use. Original house (1941) and rear addition (1950s?) is steam heat -- all one zone. Originally oil, but was converted to natural gas around 1998. The current boiler is only 3 years old. The side addition was added in 2002. It uses baseboard hot water heat, also natural gas -- each floor is a separate zone. Current heater for baseboard hot water is 5 years old. Finally, house-wide cooling was added in 2023. This is provided by the eight electric mini-split heat pumps -- very efficient. Each one operates independently. And each one can heat as well as cool -- hence the name "split".
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Main | |
| Dining Room | Bay/Bow Window,Built-In Hutch,Hardwood Floor | Main |
| Family Room | Half Bath,Hardwood Floor | Main |
| Kitchen | Quartz Counters,Tile Floor | Main |
| Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
| Primary BR Suite | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $448,000 | $448,000 | $448,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $716 | $716 | $716 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,686 | $2,795 | $3,720 |
| Total Monthly Payment | $3,494 | $3,603 | $4,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.