There is a certain ease to life on Willow Street that’s hard to find elsewhere, offering a perfect balance between a quiet, tree-lined retreat and the unmatched advantage of being in the award-winning Half Hollow Hills School District. This 4-bedroom, 2-bath home isn't just a place to park your car; it’s the backdrop for Saturday morning coffee on the lawn and a lifestyle defined by convenience. You’re positioned in a sweet spot of Wheatley Heights where the commute is simplified by quick access to the LIRR and major parkways, yet you’re far enough away to enjoy the peaceful, residential atmosphere that makes this community so sought after. The interior layout is designed for the reality of daily life, not just for show, offering comfortable spaces that flow into a backyard ready for summer birthdays and evening relaxation. Beyond the property line, you have some of the island’s best parks and amenities at your fingertips, ensuring that your weekends are spent exploring the local area rather than sitting in traffic. It’s a rare opportunity to secure a home that provides both long-term educational excellence for the kids and a stress-free daily routine for yourself, making 97 Willow Street a smart, soulful move for anyone looking to truly plant roots on Long Island.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $1,096 | $1,096 | $1,096 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,531 | $4,606 |
| Total Monthly Payment | $4,537 | $4,719 | $5,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.