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Back in the market. This apt requires board approval, 30 % DTI, and 20% downpayment. Take advantage to own a very large 2 bedroom apartment in close proximity to all city living necessities. Apartment features generous size bedrooms (both fit a king size bed sets) with double closets. Hardwood floors throughout, window views of the neighborhood through both bedrooms and living room area. Kitchen counter space and room for a full 4 seat breakfast area. A well maintained full bathroom complete the apt and will provide for comfortable living.
Apartment is in excellent condition, with fresh paint and ready for you to unpack and move in. All essentials such as schools, food markets, pharmacy, hospitals and public transportation 2 & 5 Trains, express bus to Manhattan are nearby. Walking distance to the Bronx zoo and Botanical garden. The Majestic Pelham Parkway for biking or hiking trails is in close proximity. Building has laundry room, community room and additional storage and bike rack for your convenience. Parking is on a wait list, street parking and garages nearby. Shown by appointment with 24 hr notice. Agents, please send your client's pre-approval before scheduling appointments.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,248 | $1,634 |
| Total Monthly Payment | $1,258 | $1,323 | $1,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.