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Welcome to 523 E Fulton Street, a beautifully maintained 3-bedroom, 1-bath home in the heart of Long Beach, where timeless character meets thoughtful modern upgrades. Hardwood floors and exposed wood ceiling beams run throughout, giving the home a warm, distinctive feel from the moment you walk in. The living room serves as a welcoming centerpiece, featuring a charming wood-burning fireplace that adds both ambiance and character. The spacious eat-in kitchen offers the perfect setting for everyday meals, casual mornings, and gathering with friends, while the generously sized primary bedroom provides a peaceful retreat with plenty of space to unwind. Recent upgrades include brand new mini-split systems throughout for efficient heating and cooling, gas heat for added reliability, and a full-home water filtration system delivering clean, purified water throughout the home. The full basement, complete with its own outside entrance, offers exceptional storage and flexibility for a variety of uses. Step outside to a fully fenced backyard designed for privacy and enjoyment, whether hosting summer get-togethers, relaxing in the fresh coastal air, or creating your own outdoor oasis. Located just minutes from Long Beach’s iconic boardwalk, sandy beaches, vibrant Park Avenue restaurants, shops, and the LIRR with direct access to Manhattan, this home places you at the center of one of Long Island’s most sought-after beach communities. 523 E Fulton Street is more than just a home—it’s an opportunity to enjoy the energy, charm, and lifestyle that make Long Beach so special.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $955 | $955 | $955 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,443 | $4,532 |
| Total Monthly Payment | $4,355 | $4,490 | $5,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.