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Discover your residence! This exquisitely renovated garden co-op presents 2 spacious bedrooms and a fully finished attic with substantial storage space, situated in the sought-after Oakland Gardens neighborhood. Experience impeccable living with professionally installed washer and dryer. Residents benefit from school district #26, including PS46, MS74, and Cardozo HS, with proximity to Queensborough Community College and convenient commutes to New York City via buses Q27, Q88, and QM5/8/35. Maintenance fees $1027 /monthly encompass all expenses except electricity, and parking is readily available in the rear of building . The property is situated near a shopping center at the intersection of Bell Boulevard and 73rd Avenue, with two parks in close proximity. 5% flip tax pay by seller . parking parking sticker $30/1st car , $45/2nd car in parking lot. Cat ok , No dog, Sublet prohibited. owner occupied requires . credit 700 . as low as 10% downpayment allows must DTI 30% .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$368,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $294,400 | $294,400 | $294,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,741 | $1,837 | $2,404 |
| Total Monthly Payment | $1,816 | $1,912 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.