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Welcome to beautiful Atlantic Beach, where coastal living meets timeless charm. Nestled in the heart of Atlantic Beach this Colonial sits on an over sized lot and provides endless possibilities!!! This spacious home offers approximately 2, 800 square feet of living space. With solid construction and great bones, this is the perfect home to create your dream coastal retreat. Step inside to be greeted by a formal living room with fire place and formal dining room perfect for gatherings. The Kitchen is ready for your vision and updates, offering amazing potential to design a stunning culinary space tailored to your taste. An additional feature is an over sized recreational room/ party room that seamlessly leads to the backyard, perfect for summer BBQ's. After a day at the beach, rinse off in the convenient outdoor shower before relaxing in your private backyard. The 2nd Floor offers a very spacious primary bedroom with full bath. 2 additional large bedrooms with full bath. Wood floors throughout 2nd Floor. Plenty of windows for natural light. The full basement has high ceilings, with outside -entrance, presents endless possibilities ready to be finished for additional living space, a home office, gym or recreation area. Located just two blocks away is a private beach and boardwalk. This home offers the ultimate coastal lifestyle while maintaining the charm and character of a classic Colonial. A rare opportunity to enjoy beachside living with space and comfort. With easy access to the 5 towns, JFK Airport, LIRR and NYC or travel just minutes to the next town of Long Beach. Bring your ideas and make this special home your own!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.806% |
| Monthly Tax Payment | $1,399 | $1,399 | $1,399 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,180 | $6,620 | $9,219 |
| Total Monthly Payment | $7,704 | $8,144 | $10,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.