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Year of the Horse Special on Harness Trail. Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch in Simpsonville located in charming Heritage Lakes. Step inside this single level-living home to find fresh interior paint throughout, gleaming hardwood floors, and two wood-burning fireplaces that create warm, inviting living spaces. Major updates include newer windows, newer vinyl siding, a newer roof, brand-new gutters, new carpets and an encapsulated crawlspace, and transferable termite bond offering both charm and peace of mind. The interior of this home is on one level, with just a few steps at the front entry and rear deck. Out back, the yard backs up to a small, picturesque pond, providing a peaceful backdrop. A 5 year old metal shed in the back convenient for yard tools or storage. A 6-foot privacy fence on one side enhances the sense of seclusion, while the partially fenced yard is perfect for puppies and features a convenient doggy door leading to the updated deck. Morning coffee overlooking the water or evening gatherings by a fire, this backyard delivers peace and privacy. The amenity-rich neighborhood offers a Junior Olympic-size pool, fishing pond, playground, clubhouse, and tennis courts, THE BEST 4th of July bash in town providing recreation for all ages. Ideally located just minutes from shopping, dining, and everyday conveniences, with easy backroad access to avoid heavy traffic. If you’ve been searching for a move-in-ready home with charm, privacy, and a winning location, call today for an appointment **Owner Agent**
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Our Executive Mortgage Banker:
$384,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $307,920 | $307,920 | $307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $85 | $85 | $85 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,846 | $1,921 | $2,557 |
| Total Monthly Payment | $2,005 | $2,080 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.