|
|
Charming modern cottage in St. Augustine, built in 2016. This light-filled home blends comfort and thoughtful design, beginning with an inviting front porch that opens to a spacious living and dining area. The kitchen is well appointed with black granite countertops, maple cabinetry, a pantry, and a Wolf gas range with electric convection oven, accessed seamlessly from the dining area by a bar for easy entertaining. The main level includes a guest half bath and a primary suite featuring a walk-in closet and an en-suite bath with tiled shower, dual-sink vanity, and linen storage. Upstairs, a loft-style office provides flexible workspace, along with two generously sized bedrooms. One offers two large closets, including an oversized storage space, while the other features its own walk-in closet. Outdoor living is enhanced by a paver patio surrounded by raised garden beds, ideal for grilling, relaxing, or enjoying evenings by the fire pit. The one-car garage includes a rear workshop with shelving and a large overhead storage loft. A paver driveway provides additional parking, and the fully fenced backyard offers privacy. Located just a few blocks from Saint George Street, this home offers easy walkability to downtown St. Augustine’s historic district, including shops, restaurants, cafés, and local attractions, while still providing a quiet residential setting. With zoning that allows for weekly rentals, this property also presents an excellent Airbnb or short-term rental opportunity, making it ideal as a primary residence, second home, or income-producing investment. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$735,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $588,000 | $588,000 | $588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $810 | $810 | $810 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,478 | $3,620 | $4,766 |
| Total Monthly Payment | $4,380 | $4,522 | $5,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.