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Presented by
Ashley Canger |
438 Canaan Hill Road, Canaan, VT, 05903 | $549,900
Set on 12. 21 country acres along a town-maintained road, this well-cared-for ranch-style brick home offers the perfect blend of comfort, space, and outdoor adventure. The main level features 3 bedrooms and a full bath, along with a bright, open-concept kitchen complete with an island and dining area — ideal for gathering and entertaining. A spacious living room with beautiful hardwood floors creates a warm and inviting atmosphere. Recent updates include newer windows and roof, providing peace of mind for years to come. The finished basement expands your living space with a large family/media room, a beautifully updated bathroom with tile shower and double vanity, a bonus room, playroom, and abundant storage. With direct access from the attached two-car garage and a pellet stove offering a secondary heat source, this lower level is both functional and cozy. Outdoor enthusiasts will love the direct access to the VAST and VASA trail systems right from the property — making this a year-round recreation haven. All this, while being just minutes to town for everyday convenience. Whether you're looking for a primary residence with room to roam or a Vermont retreat with trail access, this property offers space, versatility, and lifestyle in one exceptional package.
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Ranch
- Year Built: 1973
- Garage: 2-car Garage
- Heating: Oil,Pellet Stove,Baseboard,Hot Water,Radiant
- Cooling: None
- Basement: Finished
- Approx Sq. Feet: 2,668
- Acreage: 12.21
- Est. Taxes: $5,189
- Lot Desc: Field/Pasture,Waterfront
- Water Front: Yes
- Elem. School: Canaan School
- School District: Canaan School District
- MLS#: 5077468
- Website: https://www.raveis.com
/prop/5077468/438canaanhillroad_canaan_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/5/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Ashley CangerSales Associate
413.717.1091
Ashley.Canger@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
438 Canaan Hill Road, Canaan, VT, 05903
$549,900
Ashley Canger
Sales Associate
William Raveis Real Estate
Phone: 413.717.1091
Ashley.Canger@Raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.178% | 5.628% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,638 | $3,565 |
| Total Monthly Payment | $3,056 | $3,162 | $4,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484