676 EL CENTRO, Longboat Key, FL, 34228 | $3,250

Experience the best of island living at this luxurious, completely remodeled Longboat Key villa retreat. Renovated from top to bottom, this stunning 2-bedroom, 2-bath residence blends modern elegance with relaxed coastal charm just steps from the Gulf beach.

Inside, you’ll find a bright, open layout with high-end finishes throughout. The home features two luxurious full bathrooms, thoughtfully designed with upscale details and a spa-like feel. The brand-new kitchen is bright and open, complete with all-new cabinetry, countertops, and top-of-the-line appliances perfect for entertaining or enjoying quiet evenings at home. A large bright and open living room that blends the dining area and kitchen into an inviting open space.

This home has been updated with major improvements for comfort and peace of mind, including a brand new roof and new central air conditioning system. Every detail has been carefully renovated, and the property can be offered fully furnished with beautiful, brand-new furniture, making it truly move-in ready.

Plenty of storage space with an outdoor access utility room and separate locked closet with shelves, plus an entire attic with walk-up stairs.

The community features a large inground pool with patio tables and chairs, a huge marina with boat slips and great spots to view the manatees and dolphins that swim by.

Located directly across the street from private beach access, you’re just a few steps away from the white sands and turquoise waters of Longboat Key. Enjoy morning walks along the shore, breathtaking sunsets, and the peaceful rhythm of island life all right outside your door.

Available immediately for annual or seasonal rental, this exceptional property offers a rare opportunity to enjoy luxurious coastal living in one of Florida’s most desirable beach communities.

Age requirement of 50+ to rent

Annual Rental: $3250/mo
Season Rental: $5500/mo (Dec-Mar)

Features

  • Type: Villa
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1969
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,427
  • Acreage: 25.24
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: A4683730
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/A4683730/676elcentro_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/7/2026 5:29:00 AM)
Listing courtesy of SAVVY AVENUE, LLC   Phone: 888-490-1268

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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676 EL CENTRO, Longboat Key, FL, 34228

$3,250

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,600 $2,600 $2,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.794%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $16 $16 $21
Total Monthly Payment $91 $91 $96

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.