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Presented by
Matt Witte |
Step into homeownership with total peace of mind: this 3BR/2BA home features a BRAND NEW ROOF (Jan 2025), new 7'' gutters, new water heater, refrigerator, and fresh 2025 exterior paint and landscaping. Located in the heart of the family-oriented Saratoga community, you are just steps from the community pool, tennis, and pickleball courts.
Inside, soaring vaulted ceilings and a desirable split-bedroom layout provide a spacious, airy feel. This is a solid home with room to make it your own; the aggressive price point specifically allows you the budget to create your dream interior with custom updates while building instant equity. ALL furniture is included, making this a truly seamless move-in opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 978.273.0099
Matt.Witte@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $557 | $557 | $557 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,077 | $2,134 | $2,846 |
| Total Monthly Payment | $2,709 | $2,766 | $3,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.