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Presented by
Dana Serafine |
2709 NEEDLE PALM DRIVE, Edgewater, FL, 32141 | $289,500
Step into a home that’s already done the hard work for you. With major 2025 upgrades—including a new roof, brand-new A/C system, hot water heater, and fresh carpet in the bedrooms—this 4-bedroom, 2-bath block home (built in 1999 on a concrete slab) offers peace of mind from day one. You'll love the split-bedroom layout, giving everyone their own space, while the open living areas make it easy to come together. The solar panel system (installed in 2024, valued over $40K) is fully paid off—translating into ultra-low electric bills and long-term savings you’ll feel every month. Enjoy weekend BBQs in your spacious backyard, store your tools or toys in two handy sheds, and never worry about HOA restrictions. Park the boat, plant a garden, or just enjoy your space—this is Florida living without limitations. Conveniently located near schools, shopping, restaurants, and everything else you need—this home is perfect for anyone who wants comfort, efficiency, and freedom all under one roof. Tell your agent you want to go see this one!
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 80 x 125
- Laundry: Laundry Room
- Year Built: 1999
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,556
- Acreage: 0.23
- Lot Size: 80 x 125
- Est. Taxes: $5,179
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: TB8478094
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8478094/2709needlepalmdrive_edgewater_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Dana SerafineSales Associate
860.671.9063
Dana.Serafine@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2709 NEEDLE PALM DRIVE, Edgewater, FL, 32141
$289,500
Dana Serafine
Sales Associate
William Raveis Real Estate
Phone: 860.671.9063
Dana.Serafine@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,600 | $231,600 | $231,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.178% | 5.628% |
| Monthly Tax Payment | $432 | $432 | $432 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,333 | $1,389 | $1,877 |
| Total Monthly Payment | $1,840 | $1,896 | $2,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388