|
|
Presented by
Penny Schwartz |
Plant your roots and watch your future bloom at 78 Vine Road, a charming 4-bedroom Cape in the highly sought-after Turn of River and Newfield area. While it sits on Vine Road, this property offers unique privacy on . 3 acres, tucked far back from the main road with the driveway flowing naturally off Kane, a peaceful dead-end street. The layout is a dream for entertaining, featuring a convenient one-step entry through a functional breezeway that connects the 2-car garage to the house and a versatile home office. This entrance leads into an open-concept kitchen that flows into a large living space, creating a warm, expansive atmosphere. The kitchen is complemented by a dedicated laundry and pantry room that connects directly to the fully fenced-in backyard, perfect for indoor-outdoor hosting. The main level also hosts two generous-sized bedrooms and a full bath, offering easy and accessible living. Upstairs, you'll find two additional well-proportioned bedrooms where dormers pour in natural light, alongside a floored attic space converted into a cozy sitting room that could easily become a great walk-in closet. The basement has over 1, 000 square feet ready to store your things or for you to create that gym you've always wanted. As your vision expands, so does this unbeatable neighborhood; you are just minutes from schools, playgrounds, the JCC, and Sterling Farms Golf Course. Settle in and stay a while at 78 Vine Road, the perfect place to start your next chapter. Originally a classic Cape with a unique freestanding 2-car garage that was one of a kind in its era and in this current market at this price point. Previous owners thoughtfully built a breezeway and additional sunroom connecting to the main house. This clever design created effortless interior access throughout the home and opened the floor plan to the much loved backyard, perfect for indoor outdoor living. HIGHEST AND BEST 5PM TUESDAY, MARCH 3rd
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Bedroom 3 | Wall/Wall Carpet | Upper |
| Dining Room | Tile Floor | Main |
| Family Room | Wood Stove,Tile Floor | Main |
| Full Bath | Stall Shower | Main |
| Full Bath | Tub w/Shower | Upper |
| Kitchen | Tile Floor | Main |
| Living Room | Combination Liv/Din Rm,L-Shaped,Hardwood Floor,Tile Floor | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$689,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.253.6851
Penny.Schwartz@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $862 | $862 | $862 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,261 | $3,394 | $4,467 |
| Total Monthly Payment | $4,215 | $4,348 | $5,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.