STOP YOUR SEARCH!! BEAT THE SPRING RUSH, THIS IS THE ONE! Gorgeous five-year-young ranch nestled in the highly sought-after Minisink Valley School District, offering exceptional space and privacy for everyone. Thoughtfully designed and beautifully maintained, this home truly delivers with three bedrooms, three full bathrooms, two gorgeous kitchens, two dining areas, two family rooms, and in the lower level an additional private room perfectly suited for a home office, guest bedroom, or whatever best supports your lifestyle. The main living area is anchored by a stunning family room with vaulted ceilings, a wood-burning fireplace ideal for cozy winter evenings, and an abundance of natural light made possible by upgraded additional windows. The dining area flows effortlessly to the back deck through a sliding glass door, overlooking a peaceful and private backyard that becomes a true outdoor sanctuary from spring through fall. An above-ground pool adds the perfect touch for summer relaxation and entertaining. Rich hardwood floors run throughout the main level, adding warmth and continuity. The kitchen is both elegant and functional, featuring granite countertops, a gorgeous beaten copper farmhouse sink, center island with seating overhang, and stainless steel appliances. The primary bedroom offers a peaceful retreat, complete with a spa-worth ensuite bath. Two additional generously sized bedrooms are complemented by an oversized hall bathroom, along with the convenience of main-level laundry. The finished walk-out lower level with spray foam insulation expands the home’s efficiency and flexibility even further! Enter from the garage into a large mudroom with storage that allows for private access to the main level or access to the lower level private living space complete with a second kitchen with granite countertops, family room, dining area, full bathroom, and the additional flex room. This incredibly versatile layout is a rare find in today’s market. Additional highlights include a two-car garage, central air conditioning, a spacious 1. 5-acre lot, and an excellent commuter location just minutes from I-84. Just 7 minutes to the Minsink Valley main campus, 10 mins to major shopping ( Walmart, ShopRite, TJ Maxx, Restaurants etc. ) This truly special property offers an incredible value and is a certified must see. Schedule your private showing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $750 | $750 | $750 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,602 | $2,745 | $3,592 |
| Total Monthly Payment | $3,444 | $3,587 | $4,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.